Will Bank Of America stock go up?

According to Danelfin AI, Bank Of America has today an AI Score of 5/10 (Hold rating), because its probability of beating the market in 3 months (51.89%) is +1.07% vs. the average probability (50.82%) of all US-listed stocks.

What is the target price for Bank Of America stock?

The Bank Of America target price is $58.75 (1Y), according to the average price target offered by analysts.

Is it a good time to buy, sell, or hold Bank Of America stock right now?

Bank Of America has today a Hold rating (AI Score 5/10), according to Danelfin AI. Its probability of beating the market in 3 months (51.89%) is +1.07% vs. the average probability (50.82%) of all US-listed stocks, based on our AI-powered analysis. You can find more details on whether Bank Of America stock is a good buy .

Is Bank Of America undervalued right now?

Based on analysts, the average price target downside for Bank Of America is 0.00% (1Y). According to Danelfin AI, Bank Of America has today an AI Score of 5/10 (Hold Rating).

What was the price range of Bank Of America stock over the past 12 months?

The Bank Of America stock price range over the past 12 months has been $44.92 - $58.75.

What is going on with Bank Of America stock in the last 3 months?

The Bank Of America stock performance in the last quarter has been +19.24%.

Does Bank Of America offer dividend payments?

Yes, Bank Of America stock dividend yield is 1.91%.

What is the current market capitalization of Bank Of America?

Bank Of America's market cap is $416.78B, as of 2026-07-03 08:00.

Bank of America Corp (BAC) AI Stock Analysis

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BAC AI-Powered Stock Analysis

AI Score Explanation

AI Score

Hold

Fundamental
Technical
Sentiment
Low Risk

According to Danelfin’s proprietary AI model, Bank Of America Corp today receives an AI Score of 5/10, which translates to a Hold rating. The stock has a 52% probability of outperforming the market in the next 3 months, which is 1% higher than the average probability of any stock (51%). The top positive contributors include Chart Pattern (120d) (+2.05%), Chart Pattern (60d) (+1.81%), and Chart Pattern (504d) (+1.78%), all indicating favorable technical formations. On the detractor side, the Industry (GICS) being Banks (-1.59%), Sentiment Impact (Long Tail) (-1.38%), and Fundamentals Impact (Long Tail) (-1.31%) weigh down the probability, along with Net Property, Plant & Equipment being in the top 10% (-1.22%) and Earnings Countdown at 18 days (top 20%, -1.12%). Notable data points include Maximum Volatility in the bottom 20% (-1.10%), indicating low extreme risk, while Analyst Lowest Price Upside is in the bottom 50% (+0.88%), suggesting conservative analyst forecasts still add positive impact. Performance (YTD) at 6.8% (top 40%, +0.61%) and Distance from KAMA (20d) (top 40%, +0.60%) show moderate positive momentum. The Country being United States of America (+0.53%) also contributes positively. Overall, the stock’s probability is slightly above average, supported by technical patterns and moderate momentum, but held back by sector headwinds and fundamental long-tail signals, resulting in a neutral Hold rating.

AI Score Explanation

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Momentum+7.93%
Direction and strength of recent price movements

Valuation-2.89%
How the stock is priced relative to its fundamentals
Sentiment-2.25%
How analysts and the market view the stock
Volatility-1.45%
How much the stock price tends to fluctuate
Growth-0.28%
Expected pace of revenue and earnings expansion

BAC probability advantage of beating the market (3M):

+1.07%

AI Score

Hold

Bank Of America (BAC) has an AI Score of 5/10 (Hold) because, according to an overall analysis, it has a probability advantage of +1.07% of beating the market (S&P500) in the next 3 months. This advantage is calculated as the difference between the average probability of any US-listed stock (50.82%) and the probability of BAC (51.89%) of outperforming the market in the next 3 months, as determined by Danelfin AI’s comprehensive analysis.

Average probability of any US-listed stock of beating the market (3M)50.82%
BAC probability advantage of beating the market (3M)+1.07%
BAC probability of beating the market (3M)51.89%

BAC probability advantage of beating the market (3M): +1.07%

The AI-powered overall analysis of Bank Of America (BAC) is based on the 27 fundamental, technical, and sentiment features that had the greatest impact on stock performance during the last 12 months (alpha signals). These alpha signals explain the probability advantage of BAC:

Type	Alpha Signal	Current Value	Value Decile Position	Probability Advantage Impact (3M)
Technical	Chart Pattern (120d)	figure_66	N/A	+2.05%
Technical	Chart Pattern (60d)	figure_70	N/A	+1.81%
Technical	Chart Pattern (504d)	figure_97	N/A	+1.78%
Sentiment	Industry (GICS)	Banks	N/A	-1.59%
Sentiment	Sentiment Impact (Long Tail)	-	N/A	-1.38%
Fundamental	Fundamentals Impact (Long Tail)	-	N/A	-1.31%
Fundamental	Net Property, Plant & Equipment (Net PP&E)	12.54K		-1.22%
Sentiment	Earnings Countdown	18		-1.12%
Technical	Maximum Volatility	1.81%		-1.10%
Sentiment	Analyst Lowest Price Upside	-0.11%		+0.88%
Technical	Upgrade to unlock			+0.85%
Technical	Upgrade to unlock			+0.76%
Technical	Upgrade to unlock			-0.64%
Technical	Upgrade to unlock			+0.61%
Technical	Upgrade to unlock			+0.60%

Rest of Alpha Signals: +0.09%

BAC probability advantage of beating the market (3M)Total:+1.07%
BAC AI Score

Significant changes Vs previous day

BAC Trading Parameters

These suggested trading parameters for a 3-month horizon help improve risk management and decision-making.

Entry:$58.75
Horizon: 3 months
Stop Loss:$XXXXXPro (XXXXXPro) or AI Score < 4/10
Take Profit:$XXXXXPro (XXXXX
Pro
) or AI Score < 4/10

BAC Proven Hold Signal & Price Forecast

This is the price chart for BAC from January 2, 2026 until today. The chart indicates, in yellow, the 22 days when the stock received a Hold rating (hold signals, AI Score 4 to 6).

Forecast: In the section below, the central dotted line represents the most expected path, while the shaded area indicates the anticipated price range. This is based on previous Hold signals with a 90% confidence level.

Full Track Record

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Closing price (USD)
Hold signals

Forecast:

1 Month
3 Months
6 Months
1 Year

BAC Average Past Performance & Win Rate

Three months after its 929 Hold signals since July 2026, BAC had an average performance of xxxxxx and a xxxxxx Win rate (positive performance).

929 Past BAC Hold Signals	1 Month Later	3 Months Later	6 Months Later	1 Year Later
Average Performance				+6.39%
Average Alpha				-5.74%
Win Rate (% Positive Perf.)				48.42%
% Positive Alpha				41.27%

BAC Frequently Asked Questions

Will Bank Of America stock go up?
According to Danelfin AI, Bank Of America has today an AI Score of 5/10 (Hold rating), because its probability of beating the market in 3 months (51.89%) is +1.07% vs. the average probability (50.82%) of all US-listed stocks.
What is the target price for Bank Of America stock?
Is it a good time to buy, sell, or hold Bank Of America stock right now?
Is Bank Of America undervalued right now?
What was the price range of Bank Of America stock over the past 12 months?
What is going on with Bank Of America stock in the last 3 months?
Does Bank Of America offer dividend payments?
What is the current market capitalization of Bank Of America?

Bank of America Corp Company Profile

Bank of America Corporation, through its subsidiary network, delivers an array of banking and financial services aimed at a vast gamut of clients, from individual consumers to small and medium-sized enterprises, large corporations, institutional investors and even global governments. It operates across four distinct units: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets.

The Consumer Banking division extends a variety of savings products like classic savings accounts as well as those based on the money market model including certificates of deposit and IRAs. Checking accounts without or with interest are also offered along with investment specific products/accounts. The product lineup further includes credit/debit cards, residential mortgages, home equity loans plus direct/indirect loans catering to automotive purchases or leisure vehicle acquisition besides other types of consumer personal loans.

The GWIM unit encompasses services related to wealth management inclusive of advisory on investments, banking solutions and retirement planning along with more nuanced services such as specialty asset management. Additionally, it provides brokerage, banking facilities plus trust-related products.

Global Banking offers potent lending solutions inclusive of commercial loans or leases as well as commitment facilities and trade finance in addition to particular offerings like real estate lending solutions which are commercially oriented or lending based on underlying assets. It offers treasury management among treasury solutions as part of its portfolio enriched by foreign exchange consulting/trading and short-term investment options coupled with merchant services. Services for managing working capital alongside advisory services ranging from M&A strategies to underwriting plus distribution - both equity and debt-driven- are also offered besides research across fixed-income/equities domains with other market-associated offerings.

The Global Markets arm is involved in providing securities clearing while offering settlement solutions including custody services for securities; derivative products plus their marketing; risk mitigation strategies predominantly concentrated around currency/commodity derivatives, forex trading/investing mediums as well as mortgage-based models/products centered around fixed incomes while leveraging equities whenever feasible.

Established back in 1784, Bank of America's global headquarters are now situated in Charlotte, North Carolina.

Sector:
Country:United States
Industry:
Address:Bank Of America Corporate Center, 100 N Tryon St, Charlotte
Employees:212,000
Website:bankofamerica.com

Pros

Extensive retail and commercial distribution network

Diversified revenue across banking segments

High customer switching costs for primary banking relationships

Access to a large, stable, low-cost deposit base

Regulatory barriers to entry for new large-scale competitors

Cons

High sensitivity of net interest income to interest rate fluctuations

Substantial regulatory compliance costs and capital requirements

Exposure to economic cyclicality impacting loan demand and credit quality

Intense competition from non-bank financial technology firms

Operational risks associated with complex legacy IT infrastructure

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