Will BILL stock go up?

According to Danelfin AI, BILL has today an AI Score of 3/10 (Sell rating), because its probability of beating the market in 3 months (44.90%) is -5.92% vs. the average probability (50.82%) of all US-listed stocks.

What is the target price for BILL stock?

The BILL target price is $40.49 (1Y), according to the average price target offered by analysts.

Is it a good time to buy, sell, or hold BILL stock right now?

BILL has today a Sell rating (AI Score 3/10), according to Danelfin AI. Its probability of beating the market in 3 months (44.90%) is -5.92% vs. the average probability (50.82%) of all US-listed stocks, based on our AI-powered analysis. You can find more details on whether BILL stock is a good buy .

Is BILL undervalued right now?

Based on analysts, the average price target downside for BILL is 0.00% (1Y). According to Danelfin AI, BILL has today an AI Score of 3/10 (Sell Rating).

What was the price range of BILL stock over the past 12 months?

The BILL stock price range over the past 12 months has been $31.96 - $56.31.

What is going on with BILL stock in the last 3 months?

The BILL stock performance in the last quarter has been +5.33%.

Does BILL offer dividend payments?

No, BILL does not currently pay dividends.

What is the current market capitalization of BILL?

BILL's market cap is $4.03B, as of 2026-07-03 08:00.

BILL Holdings Inc (BILL) AI Stock Analysis

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BILL AI-Powered Stock Analysis

AI Score Explanation

AI Score

Sell

Fundamental
Technical
Sentiment
Low Risk

According to Danelfin’s proprietary AI model, BILL Holdings Inc today receives an AI Score of 3/10, which translates to a Sell rating. The stock has a 45% probability of outperforming the market in the next 3 months, which is 6% lower than the average probability of any stock (51%). The top positive contributor is the Chart Pattern (504d) (impact +1.86%), which boosts the probability. The top detractors include the Industry (GICS) being Software (impact -3.84%), the Chart Pattern (180d) (impact -0.86%), and the Sentiment Impact (Long Tail) (impact -0.86%), all weighing down the stock's chances. Notable data points include the Performance (YTD) in the bottom 30% (value -25.76%), which surprisingly has a positive impact (+0.81%), suggesting the poor performance may be priced in. Conversely, the Stock-Based Compensation is in the top 10% (value $177M), detracting -0.48%, indicating high dilution risk. The Alpha Last Day is also in the top 10% (value 4.54%), but it detracts -0.44%, possibly due to mean reversion. Overall, the negative signals outweigh the positives, resulting in a low AI Score and a Sell rating.

AI Score Explanation

Generating AI Score explanation

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Valuation+0.57%
How the stock is priced relative to its fundamentals
Momentum+0.19%
Direction and strength of recent price movements

Sentiment-5.50%
How analysts and the market view the stock
Volatility-0.70%
How much the stock price tends to fluctuate
Earnings Quality-0.48%
Stability and reliability of reported earnings

BILL probability advantage of beating the market (3M):

-5.92%

AI Score

Sell

BILL (BILL) has an AI Score of 3/10 (Sell) because, according to an overall analysis, it has a probability advantage of -5.92% of beating the market (S&P500) in the next 3 months. This advantage is calculated as the difference between the average probability of any US-listed stock (50.82%) and the probability of BILL (44.90%) of outperforming the market in the next 3 months, as determined by Danelfin AI’s comprehensive analysis.

Average probability of any US-listed stock of beating the market (3M)50.82%
BILL probability advantage of beating the market (3M)-5.92%
BILL probability of beating the market (3M)44.90%

BILL probability advantage of beating the market (3M): -5.92%

The AI-powered overall analysis of BILL (BILL) is based on the 26 fundamental, technical, and sentiment features that had the greatest impact on stock performance during the last 12 months (alpha signals). These alpha signals explain the probability advantage of BILL:

Type	Alpha Signal	Current Value	Value Decile Position	Probability Advantage Impact (3M)
Sentiment	Industry (GICS)	Software	N/A	-3.84%
Technical	Chart Pattern (504d)	figure_62	N/A	+1.86%
Technical	Chart Pattern (180d)	figure_127	N/A	-0.86%
Sentiment	Sentiment Impact (Long Tail)	-	N/A	-0.86%
Technical	Performance (YTD)	-0.26%		+0.81%
Sentiment	Fear & Greed Index (CNN)	31	N/A	-0.74%
Sentiment	Analyst Lowest Price Upside	-0.09%		-0.68%
Technical	Alpha 6M	-0.35%		-0.63%
Fundamental	Net Property, Plant & Equipment (Net PP&E)	138.52		-0.61%
Technical	Alpha 1Y	-0.33%		+0.58%
Fundamental	Upgrade to unlock			+0.57%
Technical	Upgrade to unlock			-0.49%
Fundamental	Upgrade to unlock			-0.48%
Technical	Upgrade to unlock			-0.46%
Technical	Upgrade to unlock			-0.44%

Rest of Alpha Signals: +0.36%

BILL probability advantage of beating the market (3M)Total:-5.92%
BILL AI Score

Significant changes Vs previous day

BILL Short Trading Parameters

These suggested trading parameters for a 3-month horizon help improve risk management and decision-making.

Entry:$40.49
Horizon: 3 months
Stop Loss:$XXXXXPro (XXXXXPro)
Take Profit:$XXXXXPro (XXXXX
Pro
)

BILL Proven Sell Signal & Price Forecast

This is the price chart for BILL from January 2, 2026 until today. The chart indicates, in red, the 52 days when the stock received a Sell/Strong Sell rating (sell signals, AI Score 1 to 3).

Forecast: In the section below, the central dotted line represents the most expected path, while the shaded area indicates the anticipated price range. This is based on previous Sell signals with a 90% confidence level.

Full Track Record

Unlock AI-powered forecast

Closing price (USD)
Sell signals

Forecast:

1 Month
3 Months
6 Months
1 Year

BILL Average Past Performance & Loss Rate

Three months after its 309 Sell signals since June 2026, BILL had an average performance of xxxxxx and a xxxxxx Loss rate (negative performance).

309 Past BILL Sell Signals	1 Month Later	3 Months Later	6 Months Later	1 Year Later
Average Performance				-30.74%
Average Alpha				-43.13%
Loss Rate (% Negative Perf.)				94.38%
% Negative Alpha				100.00%

BILL Past Sell Signals Performance

Performance and alpha after 1, 3, 6 months, and 1 year, for each of the 292 days that BILL was rated a Strong Sell/Sell (AI Score 1 to 3) since June 2026.

Date	Perf. 1M	Perf. 3M	Perf. 6M	Perf. 1Y	Alpha. 1M	Alpha. 3M	Alpha. 6M	Alpha. 1Y
2021-07-23	+4.42%	+45.94%	-24.62%	-39.58%	+2.76%	+42.84%	-24.18%	-29.50%
2021-08-04				-	-	-	-	-
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Showing 1 to 10 of 292 days 1 2 3 4 5 ... 30
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Date	AI Score	Perf. 1M	Perf. 3M	Perf. 6M	Perf. 1Y	Alpha. 1M	Alpha. 3M	Alpha. 6M	Alpha. 1Y

BILL Frequently Asked Questions

Will BILL stock go up?
According to Danelfin AI, BILL has today an AI Score of 3/10 (Sell rating), because its probability of beating the market in 3 months (44.90%) is -5.92% vs. the average probability (50.82%) of all US-listed stocks.
What is the target price for BILL stock?
Is it a good time to buy, sell, or hold BILL stock right now?
Is BILL undervalued right now?
What was the price range of BILL stock over the past 12 months?
What is going on with BILL stock in the last 3 months?
Does BILL offer dividend payments?
What is the current market capitalization of BILL?

BILL Holdings Inc Company Profile

BILL Holdings, Inc. specializes in delivering financial automation software to small and middle-sized businesses across the globe. Unveiling premium software-as-a-service, cloud-based payments, and expenditure management tools, BILL caters to the needs of its clientele by automating processes of accounts payable and receivable transactions. It enhances business engagements between users, their suppliers, and customers--boasting an elimination of expense reports, improvement of cash flow monitoring, and a marked increase in office productivity.

Additionally, BILL's pioneering approach includes artificial intelligence-enabled software that forms stronger links between suppliers and patrons. Accounting establishments, financial institutions and various software firms constitute the diversity of its performance-driven customer base.

Resting not on laurels after initial services are rendered; BILL also offers thorough post-purchase help inclusive of assistance with system integration as well as ongoing support via training lessons.

Originally operating under the name Bill.com Holdings, Inc., it rebranded itself as BILL Holdings LLC in February 2023. Since its inception in 2006, the company has planted its roots firmly in San Jose California where it continues to oversee global operations from its headquarters.

Sector:Information Technology
Country:United States
Industry:Software
Address:6220 America Center Dr., Suite 100, San Jose
Employees:2,364
Website:bill.com

Pros

High switching costs in financial workflow automation

Two-sided network effects connecting businesses and vendors

Subscription-based revenue model provides predictability

Large addressable market of underserved small businesses

Operating leverage inherent in cloud software platform

Cons

Intense competition in SMB financial software market

Sensitivity to small business economic health and churn

Evolving regulatory compliance costs for payment processing

High customer acquisition costs for fragmented SMB segment

Cybersecurity risks associated with sensitive financial data

Pros

Cons

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BILL Stock AI Analysis