Will FinWise stock go up?

According to Danelfin AI, FinWise has today an AI Score of 7/10 (Buy rating), because its probability of beating the market in 3 months (59.99%) is +9.17% vs. the average probability (50.82%) of all US-listed stocks.

What is the target price for FinWise stock?

The FinWise target price is $18.26 (1Y), according to the average price target offered by analysts.

Is it a good time to buy, sell, or hold FinWise stock right now?

FinWise has today a Buy rating (AI Score 7/10), according to Danelfin AI. Its probability of beating the market in 3 months (59.99%) is +9.17% vs. the average probability (50.82%) of all US-listed stocks, based on our AI-powered analysis. You can find more details on whether FinWise stock is a good buy .

Is FinWise undervalued right now?

Based on analysts, the average price target upside for FinWise is +23.22% (1Y). According to Danelfin AI, FinWise has today an AI Score of 7/10 (Buy Rating).

What was the price range of FinWise stock over the past 12 months?

The FinWise stock price range over the past 12 months has been $12.98 - $22.49.

What is going on with FinWise stock in the last 3 months?

The FinWise stock performance in the last quarter has been -6.55%.

Does FinWise offer dividend payments?

No, FinWise does not currently pay dividends.

What is the current market capitalization of FinWise?

FinWise's market cap is $202.85M, as of 2026-07-02 08:00.

When is the next FINW earnings report date?

FINW will publish its next earnings report on 2026-04-30.

Finwise Bancorp (FINW) AI Stock Analysis

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FINW AI-Powered Stock Analysis

AI Score Explanation

AI Score

Buy

Fundamental
Technical
Sentiment
Low Risk

According to Danelfin’s proprietary AI model, Finwise Bancorp today receives an AI Score of 7/10, which translates to a Buy rating. The stock has a 60% probability of outperforming the market in the next 3 months, which is 9% higher than the average probability of any stock (51%). This elevated probability is driven by several positive contributors. The most significant boost comes from its Banks industry classification, adding +2.99%. A collection of other fundamental, technical, and sentiment signals not detailed here (the 'long tail') also provides a strong cumulative positive impact. On the negative side, the primary detractor is a weak Analyst Lowest Price Upside, which reduces the probability by -0.64%, while a recent 90-day chart pattern and its current distance from a short-term moving average also weigh slightly. Contextual data points help explain this overall positive outlook. The company's Operating Cash Flow for the most recent quarter is in the top 50%, and it maintains a low Forward Price-to-Earnings ratio, which is attractive from a valuation perspective. However, some cautionary signals are present: its Performance (YTD) is in the bottom 30%, and its Net Property, Plant & Equipment value is in the bottom 20%. The synthesis of these factors shows a stock with a strong foundational probability boost from its sector and aggregated signals, partially offset by specific analyst pessimism and technical weaknesses, resulting in a solid Buy rating.

AI Score Explanation

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Sentiment+3.39%
How analysts and the market view the stock
Valuation+3.15%
How the stock is priced relative to its fundamentals
Earnings Quality+0.85%
Stability and reliability of reported earnings
Volatility+0.76%
How much the stock price tends to fluctuate
Momentum+0.69%
Direction and strength of recent price movements
Size & Liquidity+0.17%
Company size and trading liquidity
Growth+0.16%
Expected pace of revenue and earnings expansion

FINW probability advantage of beating the market (3M):

+9.17%

AI Score

Buy

FinWise (FINW) has an AI Score of 7/10 (Buy) because, according to an overall analysis, it has a probability advantage of +9.17% of beating the market (S&P500) in the next 3 months. This advantage is calculated as the difference between the average probability of any US-listed stock (50.82%) and the probability of FINW (59.99%) of outperforming the market in the next 3 months, as determined by Danelfin AI’s comprehensive analysis.

Average probability of any US-listed stock of beating the market (3M)50.82%
FINW probability advantage of beating the market (3M)+9.17%
FINW probability of beating the market (3M)59.99%

FINW probability advantage of beating the market (3M): +9.17%

The AI-powered overall analysis of FinWise (FINW) is based on the 28 fundamental, technical, and sentiment features that had the greatest impact on stock performance during the last 12 months (alpha signals). These alpha signals explain the probability advantage of FINW:

Type	Alpha Signal	Current Value	Value Decile Position	Probability Advantage Impact (3M)
Sentiment	Industry (GICS)	Banks	N/A	+2.99%
Fundamental	Fundamentals Impact (Long Tail)	-	N/A	+2.70%
Fundamental	Operating Cash Flow (Qtr Discrete)	19.71		+0.85%
Technical	Technicals Impact (Long Tail)	-	N/A	+0.82%
Sentiment	Sentiment Impact (Long Tail)	-	N/A	+0.75%
Technical	Performance (YTD)	-0.17%		+0.65%
Sentiment	Analyst Lowest Price Upside	-0.18%		-0.64%
Technical	Chart Pattern (90d)	figure_154	N/A	-0.51%
Technical	Distance from KAMA (20d)	0.04%		-0.50%
Fundamental	Forward Price-to-Earnings	8.66%		+0.49%
Technical	Upgrade to unlock			+0.46%
Sentiment	Upgrade to unlock			-0.37%
Fundamental	Upgrade to unlock			-0.35%
Fundamental	Upgrade to unlock			+0.31%
Technical	Upgrade to unlock			-0.29%

Rest of Alpha Signals: +1.83%

FINW probability advantage of beating the market (3M)Total:+9.17%
FINW AI Score

Significant changes Vs previous day

FINW Trading Parameters

These suggested trading parameters for a 3-month horizon help improve risk management and decision-making.

Entry:$14.82
Horizon: 3 months
Stop Loss:$XXXXXPro (XXXXXPro) or AI Score < 7/10
Take Profit:$XXXXXPro (XXXXX
Pro
) or AI Score < 7/10

FINW Proven Buy Signal & Price Forecast

This is the price chart for FINW from January 1, 2026 until today. The chart indicates, in green, the 112 days when the stock received a Buy/Strong Buy rating (buy signals, AI Score 7 to 10).

Forecast: In the section below, the central dotted line represents the most expected path, while the shaded area indicates the anticipated price range. This is based on previous Buy signals with a 90% confidence level.

Full Track Record

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Closing price (USD)
Buy signals

Forecast:

1 Month
3 Months
6 Months
1 Year

FINW Average Past Performance & Win Rate

Three months after its 311 Buy signals since July 2026, FINW had an average performance of xxxxxx and a xxxxxx Win rate (positive performance).

311 Past FINW Buy Signals	1 Month Later	3 Months Later	6 Months Later	1 Year Later
Average Performance				+33.20%
Average Alpha				+20.62%
Win Rate (% Positive Perf.)				78.03%
% Positive Alpha				54.55%

FINW Frequently Asked Questions

Will FinWise stock go up?
According to Danelfin AI, FinWise has today an AI Score of 7/10 (Buy rating), because its probability of beating the market in 3 months (59.99%) is +9.17% vs. the average probability (50.82%) of all US-listed stocks.
What is the target price for FinWise stock?
Is it a good time to buy, sell, or hold FinWise stock right now?
Is FinWise undervalued right now?
What was the price range of FinWise stock over the past 12 months?
What is going on with FinWise stock in the last 3 months?
Does FinWise offer dividend payments?
What is the current market capitalization of FinWise?
When is the next FINW earnings report date?

Finwise Bancorp Company Profile

FinWise Bancorp plays the instrumental role of a banking holding entity, serving as the progenitor and infrastructure for FinWise Bank. Established in the United States, this financial establishment delivers a comprehensive array of banking products and services to clientele ranging from individuals to larger corporate entities.

Their portfolio of deposit products spans across both interest-bearing and non-interest-bearing demand accounts, together with Negotiable Order of Withdrawal (NOW), money market, plus checking and savings accounts. The bank also takes pride in their provisions for time-anchored deposits paired with certificates of deposits.

Beyond traditional deposit schemes, FinWise Bancorp offers an expansive suite of loan structures aiming to cater to various customer needs - from consumer loans intended for small businesses to more sizeable commercial loans. Their remit extends further into the areas of commercial real estate finance and residential property-oriented loans.

An additional string in FinWise Bancorp’s bow is its range of service-related offerings which include not just debit cards but remote banking options that accommodate deposit capture alongside technologically advanced online and mobile banking features. Adding convenience and simplicity for customers is the direct deposit facility they offer.

From a business perspective, they have specialized services including pertinent business accounts along with cash flow-centric management resources such as business-focused checking and savings accounts tied together with treasury functions.

Finwise Bancorp originated in 1999 and has grown since then across many horizons whilst remaining true to its roots by sustaining its headquarters in Murray, Utah.

Sector:Financials
Country:United States
Industry:Banks
Address:756 East Winchester Street #100, Murray
Employees:198
Website:investors.finwisebancorp.com

Pros

Government-guaranteed lending program expertise

Diversified revenue streams from fintech partnerships

Scalable technology platform for loan origination

Lower customer acquisition costs via fintech channels

High switching costs for established deposit relationships

Cons

Increased regulatory scrutiny of bank-fintech models

Concentration risk with specific fintech partners

Sensitivity to interest rate fluctuations on net interest margin

Cyclical demand for commercial and consumer lending

Capital requirements for balance sheet loan growth

FINW Stock AI Analysis

Finwise Bancorp

FINW Stock AI Analysis

Finwise Bancorp

FINW AI-Powered Stock Analysis

AI Score Explanation

AI Score Explanation

Generating AI Score explanation

AI Score Alpha Factors

Alpha Signals: What Drives the AI Score

FINW probability advantage of beating the market (3M): +9.17%

FINW Trading Parameters

FINW Proven Buy Signal & Price Forecast

FINW Average Past Performance & Win Rate

FINW Frequently Asked Questions

Will FinWise stock go up?

What is the target price for FinWise stock?

Is it a good time to buy, sell, or hold FinWise stock right now?

Is FinWise undervalued right now?

What was the price range of FinWise stock over the past 12 months?

What is going on with FinWise stock in the last 3 months?

Does FinWise offer dividend payments?

What is the current market capitalization of FinWise?

When is the next FINW earnings report date?

Finwise Bancorp Company Profile

Pros

Cons

Pros

Cons

FINW Company Profile Summary

FINW Related Investment Themes

FINW Related Stocks

FINW Top 10 Industry Stocks

Banks

FINW Top 10 Sector Stocks

Financials

FINW Stock AI Analysis

Finwise Bancorp

NASDAQ NMS - GLOBAL MARKET

Will FinWise stock go up?

What is the target price for FinWise stock?

Is it a good time to buy, sell, or hold FinWise stock right now?

Is FinWise undervalued right now?

What was the price range of FinWise stock over the past 12 months?

What is going on with FinWise stock in the last 3 months?

Does FinWise offer dividend payments?

What is the current market capitalization of FinWise?

When is the next FINW earnings report date?

NASDAQ NMS - GLOBAL MARKET

Pros

Cons

FINW Proven Buy Signal & Price Forecast

AI Score Explanation