Will First Bancorp ME stock go up?

According to Danelfin AI, First Bancorp ME has today an AI Score of 7/10 (Buy rating), because its probability of beating the market in 3 months (58.46%) is +7.64% vs. the average probability (50.82%) of all US-listed stocks.

What is the target price for First Bancorp ME stock?

The First Bancorp ME target price is $35.51 (1Y), according to the average price target offered by analysts.

Is it a good time to buy, sell, or hold First Bancorp ME stock right now?

First Bancorp ME has today a Buy rating (AI Score 7/10), according to Danelfin AI. Its probability of beating the market in 3 months (58.46%) is +7.64% vs. the average probability (50.82%) of all US-listed stocks, based on our AI-powered analysis. You can find more details on whether First Bancorp ME stock is a good buy .

Is First Bancorp ME undervalued right now?

Based on analysts, the average price target downside for First Bancorp ME is 0.00% (1Y). According to Danelfin AI, First Bancorp ME has today an AI Score of 7/10 (Buy Rating).

What was the price range of First Bancorp ME stock over the past 12 months?

The First Bancorp ME stock price range over the past 12 months has been $23.66 - $35.51.

What is going on with First Bancorp ME stock in the last 3 months?

The First Bancorp ME stock performance in the last quarter has been +26.68%.

Does First Bancorp ME offer dividend payments?

Yes, First Bancorp ME stock dividend yield is 4.17%.

What is the current market capitalization of First Bancorp ME?

First Bancorp ME's market cap is $400.63M, as of 2026-07-02 08:00.

When is the next FNLC earnings report date?

FNLC will publish its next earnings report on 2026-04-22.

First Bancorp Inc (FNLC) AI Stock Analysis

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FNLC AI-Powered Stock Analysis

AI Score Explanation

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Valuation+4.48%
How the stock is priced relative to its fundamentals
Sentiment+2.30%
How analysts and the market view the stock
Earnings Quality+1.04%
Stability and reliability of reported earnings
Size & Liquidity+0.50%
Company size and trading liquidity
Volatility+0.23%
How much the stock price tends to fluctuate

Momentum-0.63%
Direction and strength of recent price movements
Profitability-0.27%
Profitability and operating efficiency metrics

FNLC probability advantage of beating the market (3M):

+7.64%

Fundamental

First Bancorp ME (FNLC) has a Fundamental Score of 7/10 because, according to only fundamental analysis, it has a probability advantage of +7.96% of beating the market (S&P500) in the next 3 months. This advantage is calculated as the difference between the average probability of any US-listed stock (50.48%) and the probability of FNLC (58.44%) of overperforming the market in the next 3 months, as determined by Danelfin AI’s fundamental analysis.

Average probability of any US-listed stock of beating the market (3M)50.48%
FNLC probability advantage of beating the market (only fundamental, 3M)+7.96%
FNLC probability of beating the market (3M)58.44%

FNLC probability advantage of beating the market (only fundamental, 3M): +7.96%

The AI-powered fundamental analysis of First Bancorp ME (FNLC) is only based on the 20 fundamental features that had the greatest impact on stock performance during the last 12 months (alpha signals). These alpha signals explain the probability advantage of FNLC:

Type	Alpha Signal	Probability Advantage Impact (3M)
Fundamental	Upgrade to Pro to unlock	+2.58%
Fundamental	Upgrade to Pro to unlock	+1.35%
Fundamental	Upgrade to Pro to unlock	+1.02%
Fundamental	Upgrade to Pro to unlock	+0.99%
Fundamental	Upgrade to Pro to unlock	-0.92%
Fundamental	Upgrade to Pro to unlock	+0.89%
Fundamental	Upgrade to Pro to unlock	+0.71%
Fundamental	Upgrade to Pro to unlock	+0.65%
Fundamental	Upgrade to Pro to unlock	+0.53%
Fundamental	Upgrade to Pro to unlock	-0.49%
Fundamental	Upgrade to Pro to unlock	-0.42%
Fundamental	Upgrade to Pro to unlock	+0.39%
Fundamental	Upgrade to Pro to unlock	-0.38%
Fundamental	Upgrade to Pro to unlock	+0.36%
Fundamental	Upgrade to Pro to unlock	+0.34%

Rest of Alpha Signals: +0.35%

FNLC probability advantage of beating the market (only fundamental, 3M)Total:+7.96%
FNLC Fundamental Score

Significant changes Vs previous day

FNLC Trading Parameters

These suggested trading parameters for a 3-month horizon help improve risk management and decision-making.

Entry:$35.51
Horizon: 3 months
Stop Loss:$XXXXXPro (XXXXXPro) or AI Score < 7/10
Take Profit:$XXXXXPro (XXXXX
Pro
) or AI Score < 7/10

FNLC Proven Buy Signal & Price Forecast

This is the price chart for FNLC from January 1, 2026 until today. The chart indicates, in green, the 60 days when the stock received a Buy/Strong Buy rating (buy signals, AI Score 7 to 10).

Forecast: In the section below, the central dotted line represents the most expected path, while the shaded area indicates the anticipated price range. This is based on previous Buy signals with a 90% confidence level.

Full Track Record

Unlock AI-powered forecast

Closing price (USD)
Buy signals

Forecast:

1 Month
3 Months
6 Months
1 Year

FNLC Average Past Performance & Win Rate

Three months after its 763 Buy signals since July 2026, FNLC had an average performance of xxxxxx and a xxxxxx Win rate (positive performance).

763 Past FNLC Buy Signals	1 Month Later	3 Months Later	6 Months Later	1 Year Later
Average Performance				+1.36%
Average Alpha				-11.73%
Win Rate (% Positive Perf.)				46.95%
% Positive Alpha				18.12%

FNLC Frequently Asked Questions

Will First Bancorp ME stock go up?
According to Danelfin AI, First Bancorp ME has today an AI Score of 7/10 (Buy rating), because its probability of beating the market in 3 months (58.46%) is +7.64% vs. the average probability (50.82%) of all US-listed stocks.
What is the target price for First Bancorp ME stock?
Is it a good time to buy, sell, or hold First Bancorp ME stock right now?
Is First Bancorp ME undervalued right now?
What was the price range of First Bancorp ME stock over the past 12 months?
What is going on with First Bancorp ME stock in the last 3 months?
Does First Bancorp ME offer dividend payments?
What is the current market capitalization of First Bancorp ME?
When is the next FNLC earnings report date?

First Bancorp Inc Company Profile

Acting as the parent organization for First National Bank, The First Bancorp, Inc. supplies a diverse array of banking services and products tailored to both individuals and businesses. Their portfolio includes an assortment of deposit options such as demand, NOW, time, savings, money market accounts and certificates of deposit.

On the lending side, The First Bancorp provides an extensive range of commercial loans categorized by various distinct modalities: owner-occupied commercial real estate loans centered on properties like industrial buildings or educational facilities; non-owner occupied commercial real estate financing; loans geared towards mixed-use commercial construction activities; along with commercial and industrial term loans aimed at boosting working capital or investment funding.

Further expanding its credit offerings, the firm delivers multifamily commercial loans, residential real estate term and construction loans alongside municipal loans dedicated to infrastructure development or tax anticipation notes within Maine. Catering to individual needs, it also affords home equity revolving and term loans in addition to personal lines of credit for purposes such as auto purchases or debt consolidation.

Beyond typical banking services, The First Bancorp enhances customer experiences through private banking consultations alongside financial planning advice. It offers investment management solutions for individuals, companies, non-profits organizations and municipalities together with trust services to protect assets. Complementing these offerings are brokerage services integrating various insurance products plus annuities and a payment processing mechanism that ensures transactional efficiency.

The First Bancorp extends its presence across Lincoln, Knox, Waldo, Penobscot, Hancock and Washington counties in Mid-Coast Maine's Eastern Down East regions via fully operational banking centers. Tracing its roots back to 1864 under the name First National Lincoln Corporation before adopting its current name in April 2008 - The First Bancorp presently operates from its primary office based in Damariscotta.

Sector:
Country:United States
Industry:

Pros

Stable local deposit base with high customer retention

Deep regional market knowledge for credit underwriting

Relationship-driven banking model fostering customer loyalty

Diversified loan portfolio across local economic sectors

Established regulatory compliance and risk management framework

Cons

Net interest margin sensitivity to interest rate cycles

Concentration risk from regional economic downturns

Limited scale for technology investment versus larger competitors

High capital requirements for balance sheet growth

Disproportionate regulatory compliance costs for smaller institutions

Pros

Cons

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FNLC Stock AI Analysis