Will Finance of America stock go up?

According to Danelfin AI, Finance of America has today an AI Score of 3/10 (Sell rating), because its probability of beating the market in 3 months (44.77%) is -6.05% vs. the average probability (50.82%) of all US-listed stocks.

What is the target price for Finance of America stock?

The Finance of America target price is $28.82 (1Y), according to the average price target offered by analysts.

Is it a good time to buy, sell, or hold Finance of America stock right now?

Finance of America has today a Sell rating (AI Score 3/10), according to Danelfin AI. Its probability of beating the market in 3 months (44.77%) is -6.05% vs. the average probability (50.82%) of all US-listed stocks, based on our AI-powered analysis. You can find more details on whether Finance of America stock is a good buy .

Is Finance of America undervalued right now?

Based on analysts, the average price target upside for Finance of America is +3.26% (1Y). According to Danelfin AI, Finance of America has today an AI Score of 3/10 (Sell Rating).

What was the price range of Finance of America stock over the past 12 months?

The Finance of America stock price range over the past 12 months has been $16.05 - $29.22.

What is going on with Finance of America stock in the last 3 months?

The Finance of America stock performance in the last quarter has been +68.13%.

Does Finance of America offer dividend payments?

No, Finance of America does not currently pay dividends.

What is the current market capitalization of Finance of America?

Finance of America's market cap is $473.76M, as of 2026-07-02 08:00.

When is the next FOA earnings report date?

FOA will publish its next earnings report on 2026-05-05.

Finance of America Companies Inc (FOA) AI Stock Analysis

Advanced Chart

Custom range

Jul 3, 2025

→

Jul 3, 2026

Custom range

Jul 3, 2025

→

Jul 3, 2026

FOA AI-Powered Stock Analysis

AI Score Explanation

AI Score

Sell

Fundamental
Technical
Sentiment
Low Risk

According to Danelfin’s proprietary AI model, Finance of America Companies Inc today receives an AI Score of 3/10, which translates to a Sell rating. The stock has a 45% probability of outperforming the market in the next 3 months, which is 6% lower than the average probability of any stock (51%). Among the top positive contributors, the Chart Pattern (120d) boosts the probability by +1.01%, Operating Cash Flow (Qtr Discrete) adds +0.74% despite being in the bottom 10%, and Cash per Share (MRQ) contributes +0.57% while ranking in the top 10%. Conversely, the top detractors include the Financial Services industry, which reduces probability by -2.70%, the Sentiment Impact (Long Tail) detracting -1.13%, and the Chart Pattern (180d) weighing down by -1.06%. Notable data points include a Beta of 1.65 (top 20%), indicating higher volatility that negatively impacts the probability, and Maximum Volatility of 9.53% (top 20%), also a detractor. On the positive side, Cash per Share is $22.18 (top 10%), a strong liquidity signal, and Gross Margin is 100% (top 10%), though it surprisingly detracts. The Fear & Greed Index at 31 (extreme fear) further weighs on sentiment. Overall, the stock faces significant headwinds from industry and sentiment factors, while some technical and cash-based signals offer limited support, resulting in a low AI Score and a Sell rating.

AI Score Explanation

Generating AI Score explanation

We're getting the explanation ready so you can easily understand what's behind the AI Score. This may take a few seconds.

Valuation+1.21%
How the stock is priced relative to its fundamentals
Earnings Quality+0.74%
Stability and reliability of reported earnings
Growth+0.29%
Expected pace of revenue and earnings expansion
Size & Liquidity+0.23%
Company size and trading liquidity

Sentiment-4.58%
How analysts and the market view the stock
Volatility-2.30%
How much the stock price tends to fluctuate
Momentum-1.03%
Direction and strength of recent price movements
Profitability-0.61%
Profitability and operating efficiency metrics

FOA probability advantage of beating the market (3M):

-6.05%

AI Score

Sell

Finance of America (FOA) has an AI Score of 3/10 (Sell) because, according to an overall analysis, it has a probability advantage of -6.05% of beating the market (S&P500) in the next 3 months. This advantage is calculated as the difference between the average probability of any US-listed stock (50.82%) and the probability of FOA (44.77%) of outperforming the market in the next 3 months, as determined by Danelfin AI’s comprehensive analysis.

Average probability of any US-listed stock of beating the market (3M)50.82%
FOA probability advantage of beating the market (3M)-6.05%
FOA probability of beating the market (3M)44.77%

FOA probability advantage of beating the market (3M): -6.05%

The AI-powered overall analysis of Finance of America (FOA) is based on the 28 fundamental, technical, and sentiment features that had the greatest impact on stock performance during the last 12 months (alpha signals). These alpha signals explain the probability advantage of FOA:

Type	Alpha Signal	Current Value	Value Decile Position	Probability Advantage Impact (3M)
Sentiment	Industry (GICS)	Financial Services	N/A	-2.70%
Sentiment	Sentiment Impact (Long Tail)	-	N/A	-1.13%
Technical	Chart Pattern (180d)	figure_160	N/A	-1.06%
Technical	Chart Pattern (120d)	figure_87	N/A	+1.01%
Technical	Chart Pattern (252d)	figure_16	N/A	-0.92%
Technical	Beta	1.65		-0.78%
Technical	Maximum Volatility	9.53%		-0.78%
Sentiment	Fear & Greed Index (CNN)	31	N/A	-0.75%
Fundamental	Operating Cash Flow (Qtr Discrete)	-130.86	N/A	+0.74%
Technical	ATR (14d Volatility)	1.51		-0.74%
Fundamental	Upgrade to unlock			-0.61%
Fundamental	Upgrade to unlock			+0.57%
Sentiment	Upgrade to unlock			-0.44%
Technical	Upgrade to unlock			+0.44%
Technical	Upgrade to unlock			-0.42%

Rest of Alpha Signals: +1.52%

FOA probability advantage of beating the market (3M)Total:-6.05%
FOA AI Score

Significant changes Vs previous day

FOA Short Trading Parameters

These suggested trading parameters for a 3-month horizon help improve risk management and decision-making.

Entry:$27.91
Horizon: 3 months
Stop Loss:$XXXXXPro (XXXXXPro)
Take Profit:$XXXXXPro (XXXXX
Pro
)

FOA Proven Sell Signal & Price Forecast

This is the price chart for FOA from January 1, 2026 until today. The chart indicates, in red, the 6 days when the stock received a Sell/Strong Sell rating (sell signals, AI Score 1 to 3).

Forecast: In the section below, the central dotted line represents the most expected path, while the shaded area indicates the anticipated price range. This is based on previous Sell signals with a 90% confidence level.

Full Track Record

Unlock AI-powered forecast

Closing price (USD)
Sell signals

Forecast:

1 Month
3 Months
6 Months
1 Year

FOA Average Past Performance & Loss Rate

Three months after its 351 Sell signals since July 2026, FOA had an average performance of xxxxxx and a xxxxxx Loss rate (negative performance).

351 Past FOA Sell Signals	1 Month Later	3 Months Later	6 Months Later	1 Year Later
Average Performance				-18.48%
Average Alpha				-34.28%
Loss Rate (% Negative Perf.)				83.48%
% Negative Alpha				87.54%

FOA Frequently Asked Questions

Will Finance of America stock go up?
According to Danelfin AI, Finance of America has today an AI Score of 3/10 (Sell rating), because its probability of beating the market in 3 months (44.77%) is -6.05% vs. the average probability (50.82%) of all US-listed stocks.
What is the target price for Finance of America stock?
Is it a good time to buy, sell, or hold Finance of America stock right now?
Is Finance of America undervalued right now?
What was the price range of Finance of America stock over the past 12 months?
What is going on with Finance of America stock in the last 3 months?
Does Finance of America offer dividend payments?
What is the current market capitalization of Finance of America?
When is the next FOA earnings report date?

Finance of America Companies Inc Company Profile

Finance of America Companies Inc. functions as a financial service holding entity in the United States, operating primarily through its associated subsidiaries. Its business activities revolve around administering a multifaceted platform specialized for retirement solutions. The company works within two distinct segments: Retirement Solutions and Portfolio Management.

The Retirement Solutions division is actively involved in initiating loans, with a focus on several types including home equity conversion, proprietary reverse, and hybrid mortgage loans; all tailored specifically to cater to senior homeowners' needs. On the other hand, the Portfolio Management segment takes charge of an array of tasks that span from product development to risk management. This division also oversees loan securitization and sales while simultaneously managing servicing oversight and asset management services for both borrowers and investors.

Originally established in 2013, Finance of America Companies Inc. has its main operational base settled in the vibrant city of Plano, Texas.

Sector:
Country:United States
Industry:
Address:5830 Granite Parkway, Suite 400, Plano
Employees:783
Website:financeofamerica.com

Pros

Diversified lending product portfolio across multiple asset classes

Specialization in reverse mortgage market segment

Scalable technology infrastructure for loan origination and servicing

Established national distribution network for loan products

Fee-based revenue from lender services segment

Cons

High sensitivity of origination volumes to interest rate movements

FOA Stock AI Analysis