Will LendingClub Corp stock go up?

According to Danelfin AI, LendingClub Corp has today an AI Score of 5/10 (Hold rating), because its probability of beating the market in 3 months (52.75%) is +1.93% vs. the average probability (50.82%) of all US-listed stocks.

What is the target price for LendingClub Corp stock?

The LendingClub Corp target price is $23.78 (1Y), according to the average price target offered by analysts.

Is it a good time to buy, sell, or hold LendingClub Corp stock right now?

LendingClub Corp has today a Hold rating (AI Score 5/10), according to Danelfin AI. Its probability of beating the market in 3 months (52.75%) is +1.93% vs. the average probability (50.82%) of all US-listed stocks, based on our AI-powered analysis.

Is LendingClub Corp undervalued right now?

Based on analysts, the average price target upside for LendingClub Corp is +15.67% (1Y). According to Danelfin AI, LendingClub Corp has today an AI Score of 5/10 (Hold Rating).

What was the price range of LendingClub Corp stock over the past 12 months?

The LendingClub Corp stock price range over the past 12 months has been $11.01 - $21.58.

What is going on with LendingClub Corp stock in the last 3 months?

The LendingClub Corp stock performance in the last quarter has been +43.57%.

Does LendingClub Corp offer dividend payments?

No, LendingClub Corp does not currently pay dividends.

What is the current market capitalization of LendingClub Corp?

LendingClub Corp's market cap is $2.37B, as of 2026-07-02 08:00.

When is the next HAPN earnings report date?

HAPN will publish its next earnings report on 2026-04-27.

LendingClub Corp (HAPN) AI Stock Analysis

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HAPN AI-Powered Stock Analysis

AI Score Explanation

AI Score

Hold

Fundamental
Technical
Sentiment
Low Risk

According to Danelfin’s proprietary AI model, LendingClub Corp today receives an AI Score of 5/10, which translates to a Hold rating. The stock has a 53% probability of outperforming the market in the next 3 months, which is 2% higher than the average probability of any stock (51%). The top positive contributors include the long tail of fundamentals impact (+0.85%), Chart Pattern (120d) (+0.50%), and Chart Pattern (504d) (+0.40%), all boosting the probability. On the detractor side, the long tail of sentiment impact (-0.38%), Chart Pattern (180d) (-0.33%), and the Consumer Finance industry (-0.21%) weigh down the outlook. Notable data points include a Forward Price-to-Earnings ratio of 8.62 (bottom 20%), which positively influences the probability despite low valuation, and an Alpha Last Day of -0.74% (bottom 40%) that still contributes positively. However, the Distance from KAMA (20d) is in the top 10% and detracts, suggesting overbought conditions. The Fear & Greed Index at 31 (extreme fear) also detracts. Overall, the stock's moderate probability reflects a balance of positive technical patterns and fundamental signals offset by negative sentiment and industry headwinds, resulting in a neutral HOLD rating.

AI Score Explanation

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Valuation+1.61%
How the stock is priced relative to its fundamentals
Momentum+0.88%
Direction and strength of recent price movements
Earnings Quality+0.18%
Stability and reliability of reported earnings
Size & Liquidity+0.07%
Company size and trading liquidity

Sentiment-0.67%
How analysts and the market view the stock
Volatility-0.13%
How much the stock price tends to fluctuate

HAPN probability advantage of beating the market (3M):

+1.93%

AI Score

Hold

LendingClub Corp (HAPN) has an AI Score of 5/10 (Hold) because, according to an overall analysis, it has a probability advantage of +1.93% of beating the market (S&P500) in the next 3 months. This advantage is calculated as the difference between the average probability of any US-listed stock (50.82%) and the probability of HAPN (52.75%) of outperforming the market in the next 3 months, as determined by Danelfin AI’s comprehensive analysis.

Average probability of any US-listed stock of beating the market (3M)50.82%
HAPN probability advantage of beating the market (3M)+1.93%
HAPN probability of beating the market (3M)52.75%

HAPN probability advantage of beating the market (3M): +1.93%

The AI-powered overall analysis of LendingClub Corp (HAPN) is based on the 27 fundamental, technical, and sentiment features that had the greatest impact on stock performance during the last 12 months (alpha signals). These alpha signals explain the probability advantage of HAPN:

Type	Alpha Signal	Current Value	Value Decile Position	Probability Advantage Impact (3M)
Fundamental	Fundamentals Impact (Long Tail)	-	N/A	+0.85%
Technical	Chart Pattern (120d)	figure_87	N/A	+0.50%
Technical	Chart Pattern (504d)	figure_3	N/A	+0.40%
Sentiment	Sentiment Impact (Long Tail)	-	N/A	-0.38%
Technical	Chart Pattern (180d)	figure_160	N/A	-0.33%
Technical	Chart Pattern (252d)	figure_84	N/A	+0.28%
Fundamental	Forward Price-to-Earnings	8.62%		+0.23%
Sentiment	Industry (GICS)	Consumer Finance	N/A	-0.21%
Technical	Distance from KAMA (20d)	0.13%		-0.21%
Technical	Alpha Last Day	-0.01%		+0.18%
Fundamental	Upgrade to unlock			+0.18%
Fundamental	Upgrade to unlock			+0.18%
Technical	Upgrade to unlock			+0.17%
Sentiment	Upgrade to unlock			-0.16%
Technical	Upgrade to unlock			-0.15%

Rest of Alpha Signals: +0.42%

HAPN probability advantage of beating the market (3M)Total:+1.93%
HAPN AI Score

Significant changes Vs previous day

HAPN Trading Parameters

These suggested trading parameters for a 3-month horizon help improve risk management and decision-making.

Entry:$20.56
Horizon: 3 months
Stop Loss:$XXXXXPro (XXXXXPro) or AI Score < 4/10
Take Profit:$XXXXXPro (XXXXX
Pro
) or AI Score < 4/10

HAPN Proven Hold Signal & Price Forecast

This is the price chart for HAPN from January 1, 2026 until today. The chart indicates, in yellow, the 5 days when the stock received a Hold rating (hold signals, AI Score 4 to 6).

Forecast: In the section below, the central dotted line represents the most expected path, while the shaded area indicates the anticipated price range. This is based on previous Hold signals with a 90% confidence level.

Full Track Record

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Closing price (USD)
Hold signals

Forecast:

1 Month
3 Months
6 Months
1 Year

HAPN Average Past Performance & Win Rate

Three months after its 4 Hold signals since July 2026, HAPN had an average performance of xxxxx and a xxxxx Win rate (positive performance).

4 Past HAPN Hold Signals	1 Month Later	3 Months Later	6 Months Later	1 Year Later
Average Performance				0.00%
Average Alpha				0.00%
Win Rate (% Positive Perf.)				0.00%
% Positive Alpha				0.00%

HAPN Frequently Asked Questions

Will LendingClub Corp stock go up?
According to Danelfin AI, LendingClub Corp has today an AI Score of 5/10 (Hold rating), because its probability of beating the market in 3 months (52.75%) is +1.93% vs. the average probability (50.82%) of all US-listed stocks.
What is the target price for LendingClub Corp stock?
Is it a good time to buy, sell, or hold LendingClub Corp stock right now?
Is LendingClub Corp undervalued right now?
What was the price range of LendingClub Corp stock over the past 12 months?
What is going on with LendingClub Corp stock in the last 3 months?
Does LendingClub Corp offer dividend payments?
What is the current market capitalization of LendingClub Corp?
When is the next HAPN earnings report date?

LendingClub Corp Company Profile

Happen Inc (HAPN) provides a software platform designed for business process management and automation. It serves enterprises across various industries seeking to optimize their operational workflows and enhance efficiency. The company's solutions help organizations streamline complex processes, reduce manual effort, and improve overall productivity. Happen Inc focuses on integrating disparate systems and workflows, enabling a unified approach to business operations within an enterprise environment. Its offerings support digital transformation initiatives by providing tools for process visibility and control.

The company offers core tools for workflow automation and comprehensive business process management (BPM). Its platform enables users to design, execute, and monitor business processes effectively across departments. These capabilities include intuitive visual process modeling, rule-based automation engines, and real-time analytics dashboards. The platform supports the creation of automated workflows for tasks ranging from customer onboarding to financial approvals. It helps automate routine tasks and manage critical business operations, ensuring consistency and compliance across an organization.

Happen Inc also provides advanced integration capabilities with other enterprise software applications and data sources. This allows for seamless data flow and process orchestration across an organization's entire technology stack. The platform supports various deployment models, including cloud-based, hybrid, and on-premise options, offering flexibility to clients. It offers features for compliance management, audit trails, and performance monitoring, assisting businesses in maintaining regulatory adherence and improving process outcomes. The system is designed for scalability, accommodating the evolving needs of growing enterprises. It supports both simple task automation and complex, end-to-end business process re-engineering.

Happen Inc primarily serves enterprise customers, including large corporations and mid-sized businesses, across diverse sectors such as finance, healthcare, and manufacturing. Its solutions are adopted by various departments, including IT, operations, human resources, and customer service, to address specific workflow challenges. The company distributes its offerings directly through its sales force and indirectly through a network of channel partners. Happen Inc generates revenue through a mix of software subscriptions, software licensing, and professional services, reaching customers globally via direct and channel sales.

Sector:
Country:United States
Industry:
Address:88 KEARNY ST, SUITE 600, San Francisco
Employees:1,075
Website:happen.com

Pros

Marketplace model reduces capital intensity

Low-cost deposit funding improves net interest margin

Proprietary credit models for risk assessment

Digital distribution lowers customer acquisition costs

Revenue diversification from loan sales and interest income

Cons

Extensive banking regulatory compliance burden

Pros

Cons

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