Will Independent Bank stock go up?

According to Danelfin AI, Independent Bank has today an AI Score of 6/10 (Hold rating), because its probability of beating the market in 3 months (56.09%) is +5.27% vs. the average probability (50.82%) of all US-listed stocks.

What is the target price for Independent Bank stock?

The Independent Bank target price is $91.24 (1Y), according to the average price target offered by analysts.

Is it a good time to buy, sell, or hold Independent Bank stock right now?

Independent Bank has today a Hold rating (AI Score 6/10), according to Danelfin AI. Its probability of beating the market in 3 months (56.09%) is +5.27% vs. the average probability (50.82%) of all US-listed stocks, based on our AI-powered analysis. You can find more details on whether Independent Bank stock is a good buy .

Is Independent Bank undervalued right now?

Based on analysts, the average price target upside for Independent Bank is +7.32% (1Y). According to Danelfin AI, Independent Bank has today an AI Score of 6/10 (Hold Rating).

What was the price range of Independent Bank stock over the past 12 months?

The Independent Bank stock price range over the past 12 months has been $61.06 - $86.01.

What is going on with Independent Bank stock in the last 3 months?

The Independent Bank stock performance in the last quarter has been +13.04%.

Does Independent Bank offer dividend payments?

Yes, Independent Bank stock dividend yield is 2.89%.

What is the current market capitalization of Independent Bank?

Independent Bank's market cap is $4.1B, as of 2026-07-02 08:00.

When is the next INDB earnings report date?

INDB will publish its next earnings report on 2026-04-16.

Independent Bank Corp (Massachusetts) (INDB) AI Stock Analysis

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INDB AI-Powered Stock Analysis

AI Score Explanation

AI Score

Hold

Fundamental
Technical
Sentiment
Low Risk

According to Danelfin’s proprietary AI model, Independent Bank Corp (Massachusetts) today receives an AI Score of 6/10, which translates to a Hold rating. The stock has a 56% probability of outperforming the market in the next 3 months, which is 5% higher than the average probability of any stock (51%). This probability is boosted by several factors. The most impactful positive contributors are its technical chart patterns over the past year (+1.58%), its classification in the Banks industry (+1.24%), and its longer-term chart patterns (+1.10%). Conversely, the probability is weighed down by its current price being far above its short-term adaptive moving average (-0.46%) and its relatively high recent volatility (-0.43%). Notable data points that shape this outlook include the stock's Maximum Volatility ranking in the bottom 10%, indicating lower extreme risk, and its Tangible Shareholders' Equity in the top 20%, reflecting a strong balance sheet. However, its Distance from KAMA (20d) is also in the top 20%, suggesting the stock may be overbought in the short term. The combined effect of a strong fundamental long tail and a weaker technical long tail, alongside a mixed set of chart patterns, results in a modestly above-average probability of market outperformance, justifying the Hold rating.

AI Score Explanation

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Momentum+2.12%
Direction and strength of recent price movements
Valuation+1.55%
How the stock is priced relative to its fundamentals
Sentiment+1.10%
How analysts and the market view the stock
Volatility+0.51%
How much the stock price tends to fluctuate

INDB probability advantage of beating the market (3M):

+5.27%

AI Score

Hold

Independent Bank (INDB) has an AI Score of 6/10 (Hold) because, according to an overall analysis, it has a probability advantage of +5.27% of beating the market (S&P500) in the next 3 months. This advantage is calculated as the difference between the average probability of any US-listed stock (50.82%) and the probability of INDB (56.09%) of outperforming the market in the next 3 months, as determined by Danelfin AI’s comprehensive analysis.

Average probability of any US-listed stock of beating the market (3M)50.82%
INDB probability advantage of beating the market (3M)+5.27%
INDB probability of beating the market (3M)56.09%

INDB probability advantage of beating the market (3M): +5.27%

The AI-powered overall analysis of Independent Bank (INDB) is based on the 24 fundamental, technical, and sentiment features that had the greatest impact on stock performance during the last 12 months (alpha signals). These alpha signals explain the probability advantage of INDB:

Type	Alpha Signal	Current Value	Value Decile Position	Probability Advantage Impact (3M)
Technical	Chart Pattern (252d)	figure_81	N/A	+1.58%
Sentiment	Industry (GICS)	Banks	N/A	+1.24%
Technical	Chart Pattern (504d)	figure_59	N/A	+1.10%
Technical	Chart Pattern (120d)	figure_120	N/A	+0.95%
Fundamental	Fundamentals Impact (Long Tail)	-	N/A	+0.86%
Technical	Maximum Volatility	1.63%	N/A	+0.58%
Technical	Distance from KAMA (20d)	0.05%		-0.46%
Technical	ATR (14d Volatility)	1.66		-0.43%
Fundamental	Tangible Shareholders' Equity	2.32K		+0.39%
Technical	Technicals Impact (Long Tail)	-	N/A	-0.37%
Sentiment	Upgrade to unlock			-0.35%
Technical	Upgrade to unlock			-0.33%
Fundamental	Upgrade to unlock			+0.30%
Technical	Upgrade to unlock			-0.29%
Technical	Upgrade to unlock			-0.28%

Rest of Alpha Signals: +0.78%

INDB probability advantage of beating the market (3M)Total:+5.27%
INDB AI Score

Significant changes Vs previous day

INDB Trading Parameters

These suggested trading parameters for a 3-month horizon help improve risk management and decision-making.

Entry:$85.02
Horizon: 3 months
Stop Loss:$XXXXXPro (XXXXXPro) or AI Score < 4/10
Take Profit:$XXXXXPro (XXXXX
Pro
) or AI Score < 4/10

INDB Proven Hold Signal & Price Forecast

This is the price chart for INDB from January 1, 2026 until today. The chart indicates, in yellow, the 48 days when the stock received a Hold rating (hold signals, AI Score 4 to 6).

Forecast: In the section below, the central dotted line represents the most expected path, while the shaded area indicates the anticipated price range. This is based on previous Hold signals with a 90% confidence level.

Full Track Record

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Closing price (USD)
Hold signals

Forecast:

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6 Months
1 Year

INDB Average Past Performance & Win Rate

Three months after its 1147 Hold signals since July 2026, INDB had an average performance of xxxxxx and a xxxxxx Win rate (positive performance).

1147 Past INDB Hold Signals	1 Month Later	3 Months Later	6 Months Later	1 Year Later
Average Performance				+2.35%
Average Alpha				-11.83%
Win Rate (% Positive Perf.)				58.93%
% Positive Alpha				31.17%

INDB Frequently Asked Questions

Will Independent Bank stock go up?
According to Danelfin AI, Independent Bank has today an AI Score of 6/10 (Hold rating), because its probability of beating the market in 3 months (56.09%) is +5.27% vs. the average probability (50.82%) of all US-listed stocks.
What is the target price for Independent Bank stock?
Is it a good time to buy, sell, or hold Independent Bank stock right now?
Is Independent Bank undervalued right now?
What was the price range of Independent Bank stock over the past 12 months?
What is going on with Independent Bank stock in the last 3 months?
Does Independent Bank offer dividend payments?
What is the current market capitalization of Independent Bank?
When is the next INDB earnings report date?

Independent Bank Corp (Massachusetts) Company Profile

Operating as the bank holding corporation for Rockland Trust Company, Independent Bank Corp. delivers an array of commercial banking solutions to individuals and small-to-midsize businesses throughout the United States. The company's offerings span a spectrum from interest checking, money market accounts, savings accounts, along with demand deposits to time certificates of deposit.

The corporation administers a comprehensive suite of loans including commercial real estate, construction, industrial and small business loans; secured and unsecured commercial; as well as consumer real estate loans. To accommodate customer requirements it offers both term loans and revolving/non-revolving credit lines along with overdraft protection facilities and letters of credit. Residential mortgages and home equity loans are also within their purview.

In its pursuit to furnish clients with a more modern approach towards banking, the company presents cash management services like ACH transaction processing, positive pay features and remote deposit services. It extends investment management and trust services to individuals, institutions, small businesses as well as philanthropic institutions while providing mobile banking alongside online and telephone options.

Moreover, Independent Bank Corp stretches its envelope further by offering value-added services such as automated teller machines (ATMs), along with debit and credit card provisions. The company’s financial product portfolio is complemented with mutual fund shares & unit investment trust shares, model portfolios managed by third-parties in addition to securities (both fixed & variable annuities), life insurance products bolstered by advisory platforms.

Aside from its traditional offerings, the company engages in low-income housing tax-credit projects while simultaneously maintaining & disposing foreclosed properties in their role as an investment advisor.

Its origins date back to 1907, today Independent Bank Corp proudly operates out of its headquarters nestled in Rockland Massachusetts.

Sector:Financials
Country:United States
Industry:
Address:288 Union Street, Rockland
Employees:2,294
Website:indb.rocklandtrust.com

Pros

Established local deposit franchise in Massachusetts

Customer retention from relationship-based banking model

Diversified loan book across regional segments

Sticky core deposits providing funding stability

Local market expertise in lending and underwriting

Cons

Net interest margin sensitivity to rate fluctuations

Geographic concentration risk in New England economy

Competition from larger national and digital banks

High regulatory compliance costs for banking operations

Cyclical demand for commercial and residential loans

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IBCPIndependent Bank Corp (Michigan)
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ECBKECB Bancorp Inc
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INDB Stock AI Analysis