Will Lument Finance stock go up?

According to Danelfin AI, Lument Finance has today an AI Score of 5/10 (Hold rating), because its probability of beating the market in 3 months (51.59%) is +0.77% vs. the average probability (50.82%) of all US-listed stocks.

What is the target price for Lument Finance stock?

The Lument Finance target price is $0.98 (1Y), according to the average price target offered by analysts.

Is it a good time to buy, sell, or hold Lument Finance stock right now?

Lument Finance has today a Hold rating (AI Score 5/10), according to Danelfin AI. Its probability of beating the market in 3 months (51.59%) is +0.77% vs. the average probability (50.82%) of all US-listed stocks, based on our AI-powered analysis. You can find more details on whether Lument Finance stock is a good buy .

Is Lument Finance undervalued right now?

Based on analysts, the average price target downside for Lument Finance is 0.00% (1Y). According to Danelfin AI, Lument Finance has today an AI Score of 5/10 (Hold Rating).

What was the price range of Lument Finance stock over the past 12 months?

The Lument Finance stock price range over the past 12 months has been $0.92 - $2.45.

What is going on with Lument Finance stock in the last 3 months?

The Lument Finance stock performance in the last quarter has been -20.88%.

Does Lument Finance offer dividend payments?

Yes, Lument Finance stock dividend yield is 16.33%.

What is the current market capitalization of Lument Finance?

Lument Finance's market cap is $51.39M, as of 2026-07-03 08:00.

Lument Finance Trust Inc (LFT) AI Stock Analysis

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LFT AI-Powered Stock Analysis

AI Score Explanation

AI Score

Hold

Fundamental
Technical
Sentiment
Low Risk

According to Danelfin’s proprietary AI model, Lument Finance Trust Inc today receives an AI Score of 5/10, which translates to a Hold rating. The stock has a 52% probability of outperforming the market in the next 3 months, which is 1% higher than the average probability of any stock (51%). Among the top positive contributors, the Fundamentals Impact (Long Tail) adds +0.75% to the probability, the Technicals Impact (Long Tail) adds +0.42%, and the Chart Pattern (180d) adds +0.24%. On the detractor side, the Industry (GICS) being Mortgage Real Estate Investment Trusts (REITs) reduces the probability by -1.51%, the Earnings in Next 15 Days indicator (no earnings scheduled) reduces it by -0.17%, and the Fear & Greed Index (CNN) at 31 (fear) reduces it by -0.14%. Notable data points include a Gross Margin of 100%, placing it in the top 10% of stocks, yet this detracts from the probability by -0.14%, suggesting that extremely high margins may already be priced in. The Alpha 6M of -0.40 is in the bottom 20%, indicating poor risk-adjusted returns, but it has a positive impact of +0.17%, possibly due to mean reversion expectations. The ATR (14d Volatility) is in the bottom 10%, adding +0.17% as low volatility can be favorable. Overall, the stock’s probability is slightly above average, supported by technical and fundamental long-tail signals, but weighed down by its industry classification and market fear sentiment, resulting in a neutral HOLD rating.

AI Score Explanation

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Momentum+1.43%
Direction and strength of recent price movements
Valuation+0.71%
How the stock is priced relative to its fundamentals
Volatility+0.17%
How much the stock price tends to fluctuate
Growth+0.09%
Expected pace of revenue and earnings expansion
Earnings Quality+0.07%
Stability and reliability of reported earnings

Sentiment-1.56%
How analysts and the market view the stock
Profitability-0.14%
Profitability and operating efficiency metrics

LFT probability advantage of beating the market (3M):

+0.77%

Technical

Lument Finance (LFT) has a Technical Score of 7/10 because, according to only technical analysis, it has a probability advantage of +3.04% of beating the market (S&P500) in the next 3 months. This advantage is calculated as the difference between the average probability of any US-listed stock (50.73%) and the probability of LFT (53.77%) of overperforming the market in the next 3 months, as determined by Danelfin AI’s technical analysis.

Average probability of any US-listed stock of beating the market (3M)50.73%
LFT probability advantage of beating the market (only technical, 3M)+3.04%
LFT probability of beating the market (3M)53.77%

LFT probability advantage of beating the market (only technical, 3M): +3.04%

The AI-powered technical analysis of Lument Finance (LFT) is only based on the 30 technical features that had the greatest impact on stock performance during the last 12 months (alpha signals). These alpha signals explain the probability advantage of LFT:

Type	Alpha Signal	Probability Advantage Impact (3M)
Technical	Upgrade to Pro to unlock	-1.63%
Technical	Upgrade to Pro to unlock	+1.54%
Technical	Upgrade to Pro to unlock	-1.07%
Technical	Upgrade to Pro to unlock	+0.83%
Technical	Upgrade to Pro to unlock	-0.72%
Technical	Upgrade to Pro to unlock	+0.61%
Technical	Upgrade to Pro to unlock	+0.53%
Technical	Upgrade to Pro to unlock	+0.49%
Technical	Upgrade to Pro to unlock	+0.39%
Technical	Upgrade to Pro to unlock	+0.33%
Technical	Upgrade to Pro to unlock	+0.33%
Technical	Upgrade to Pro to unlock	+0.31%
Technical	Upgrade to Pro to unlock	+0.29%
Technical	Upgrade to Pro to unlock	+0.27%
Technical	Upgrade to Pro to unlock	+0.24%

Rest of Alpha Signals: +0.30%

LFT probability advantage of beating the market (only technical, 3M)Total:+3.04%
LFT Technical Score

Significant changes Vs previous day

LFT Trading Parameters

These suggested trading parameters for a 3-month horizon help improve risk management and decision-making.

Entry:$0.98
Horizon: 3 months
Stop Loss:$XXXXXPro (XXXXXPro) or AI Score < 4/10
Take Profit:$XXXXXPro (XXXXX
Pro
) or AI Score < 4/10

LFT Proven Hold Signal & Price Forecast

This is the price chart for LFT from January 2, 2026 until today. The chart indicates, in yellow, the 51 days when the stock received a Hold rating (hold signals, AI Score 4 to 6).

Forecast: In the section below, the central dotted line represents the most expected path, while the shaded area indicates the anticipated price range. This is based on previous Hold signals with a 90% confidence level.

Full Track Record

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Closing price (USD)
Hold signals

Forecast:

1 Month
3 Months
6 Months
1 Year

LFT Average Past Performance & Win Rate

Three months after its 1486 Hold signals since July 2026, LFT had an average performance of xxxxxx and a xxxxxx Win rate (positive performance).

1486 Past LFT Hold Signals	1 Month Later	3 Months Later	6 Months Later	1 Year Later
Average Performance				-8.98%
Average Alpha				-20.01%
Win Rate (% Positive Perf.)				32.32%
% Positive Alpha				17.60%

LFT Frequently Asked Questions

Will Lument Finance stock go up?
According to Danelfin AI, Lument Finance has today an AI Score of 5/10 (Hold rating), because its probability of beating the market in 3 months (51.59%) is +0.77% vs. the average probability (50.82%) of all US-listed stocks.
What is the target price for Lument Finance stock?
Is it a good time to buy, sell, or hold Lument Finance stock right now?
Is Lument Finance undervalued right now?
What was the price range of Lument Finance stock over the past 12 months?
What is going on with Lument Finance stock in the last 3 months?
Does Lument Finance offer dividend payments?
What is the current market capitalization of Lument Finance?

Lument Finance Trust Inc Company Profile

Lument Finance Trust, Inc., a recognized leader in the realm of real estate investment trusts (REITs), directs its expertise towards the acquisition, financing, and administration of an extensive portfolio centered around commercial real estate (CRE) debt investments throughout the United States. Its primary investment strategy focuses on transitional floating rate CRE mortgage loans associated with middle-market multi-family properties. However, that's not all; Lument Finance Trust also diversifies its operations by delving into other realms of CRE-related investments such as mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed-rate loans, construction loans and a variety of other CRE debt instruments.

Exhibiting adherence to federal stipulations outlined in the Internal Revenue Code of 1986, Lument Finance Trust is recognized as a fully qualified REIT; enjoying exemption from federal income tax obligations contingent on distributing at least 90% of its taxable income back to its shareholders.

Initially incorporated under the moniker "Hunt Companies Finance Trust," this enterprise announced a key branding update in December 2020 - marking its evolution into what we know now as 'Lument Finance Trust.' Tracing back its roots to 2012, Lument Finance Trust proudly operates out of New York City - where you'll find their corporate headquarters nestled amidst the dynamism and hustle that epitomize this iconic metropolis.

Sector:
Country:United States
Industry:
Address:230 Park Avenue, 23rd Floor, New York City
Employees:0
Website:lumentfinancetrust.com

Pros

Access to government-sponsored enterprise financing programs

Portfolio concentration in floating-rate debt instruments

Secured loan investments with underlying real estate collateral

Diversification across commercial property types and geographies

Potential for net interest margin expansion in rising rate environments

Cons

Exposure to cyclical downturns in commercial real estate markets

Sensitivity of funding costs to broader interest rate movements

Inherent credit risk associated with commercial real estate borrowers

Dependence on capital markets for funding new loan originations

Vulnerability to changes in government-sponsored enterprise policies

LFT Stock AI Analysis