Will Mastercard stock go up?

According to Danelfin AI, Mastercard has today an AI Score of 3/10 (Sell rating), because its probability of beating the market in 3 months (47.29%) is -3.52% vs. the average probability (50.82%) of all US-listed stocks.

What is the target price for Mastercard stock?

The Mastercard target price is $676.82 (1Y), according to the average price target offered by analysts.

Is it a good time to buy, sell, or hold Mastercard stock right now?

Mastercard has today a Sell rating (AI Score 3/10), according to Danelfin AI. Its probability of beating the market in 3 months (47.29%) is -3.52% vs. the average probability (50.82%) of all US-listed stocks, based on our AI-powered analysis. You can find more details on whether Mastercard stock is a good buy .

Is Mastercard undervalued right now?

Based on analysts, the average price target upside for Mastercard is +29.54% (1Y). According to Danelfin AI, Mastercard has today an AI Score of 3/10 (Sell Rating).

What was the price range of Mastercard stock over the past 12 months?

The Mastercard stock price range over the past 12 months has been $471.55 - $598.96.

What is going on with Mastercard stock in the last 3 months?

The Mastercard stock performance in the last quarter has been +4.56%.

Does Mastercard offer dividend payments?

Yes, Mastercard stock dividend yield is 0.62%.

What is the current market capitalization of Mastercard?

Mastercard's market cap is $461.62B, as of 2026-07-02 08:00.

When is the next MA earnings report date?

MA will publish its next earnings report on 2026-04-30.

Mastercard Inc (MA) AI Stock Analysis

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MA AI-Powered Stock Analysis

AI Score Explanation

AI Score

Sell

Fundamental
Technical
Sentiment
Low Risk

According to Danelfin’s proprietary AI model, Mastercard Inc today receives an AI Score of 3/10, which translates to a Sell rating. The stock has a 49% probability of outperforming the market in the next 3 months, which is 2% lower than the average probability of any stock (51%). Among the top positive contributors, Fundamentals Impact (Long Tail) adds +1.40% to the probability, while Net Property, Plant & Equipment (Net PP&E) (in the top 20%) contributes +1.05%, and Chart Pattern (60d) adds +0.79%. On the negative side, the Industry (GICS) classification as Financial Services detracts -2.67%, Chart Pattern (120d) reduces probability by -1.57%, and Tangible Shareholders' Equity (in the bottom 10%) subtracts -0.58%. Notable data points include Net PP&E in the top 20% and Cash per Share also in the top 20%, both positively influencing the model. However, Tangible Shareholders' Equity is in the bottom 10% with a negative value of -8,298, weighing on the score. Volatility indicators such as ATR (180d) and ATR (14d) are both in the top 10%, suggesting elevated price swings that detract from the probability. Overall, while some fundamentals and technical patterns provide support, the negative impacts from industry classification, chart patterns, and high volatility outweigh the positives, resulting in a Sell rating and a below-average probability of outperforming the market.

AI Score Explanation

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Valuation+2.21%
How the stock is priced relative to its fundamentals
Growth+0.25%
Expected pace of revenue and earnings expansion

Sentiment-2.92%
How analysts and the market view the stock
Momentum-2.18%
Direction and strength of recent price movements
Earnings Quality-0.71%
Stability and reliability of reported earnings
Volatility-0.18%
How much the stock price tends to fluctuate

MA probability advantage of beating the market (3M):

-3.52%

Technical

Mastercard (MA) has a Technical Score of 5/10 because, according to only technical analysis, it has a probability advantage of -0.09% of beating the market (S&P500) in the next 3 months. This advantage is calculated as the difference between the average probability of any US-listed stock (50.64%) and the probability of MA (50.55%) of overperforming the market in the next 3 months, as determined by Danelfin AI’s technical analysis.

Average probability of any US-listed stock of beating the market (3M)50.64%
MA probability advantage of beating the market (only technical, 3M)-0.09%
MA probability of beating the market (3M)50.55%

MA probability advantage of beating the market (only technical, 3M): -0.09%

The AI-powered technical analysis of Mastercard (MA) is only based on the 30 technical features that had the greatest impact on stock performance during the last 12 months (alpha signals). These alpha signals explain the probability advantage of MA:

Type	Alpha Signal	Probability Advantage Impact (3M)
Technical	Upgrade to Pro to unlock	-0.06%
Technical	Upgrade to Pro to unlock	-0.03%
Technical	Upgrade to Pro to unlock	+0.03%
Technical	Upgrade to Pro to unlock	+0.02%
Technical	Upgrade to Pro to unlock	-0.02%
Technical	Upgrade to Pro to unlock	+0.02%
Technical	Upgrade to Pro to unlock	-0.01%
Technical	Upgrade to Pro to unlock	-0.01%
Technical	Upgrade to Pro to unlock	+0.01%
Technical	Upgrade to Pro to unlock	-0.01%
Technical	Upgrade to Pro to unlock	-0.01%
Technical	Upgrade to Pro to unlock	-0.01%
Technical	Upgrade to Pro to unlock	-0.01%
Technical	Upgrade to Pro to unlock	-0.01%
Technical	Upgrade to Pro to unlock	-0.01%

Rest of Alpha Signals: +0.04%

MA probability advantage of beating the market (only technical, 3M)Total:-0.09%
MA Technical Score

Significant changes Vs previous day

MA Short Trading Parameters

These suggested trading parameters for a 3-month horizon help improve risk management and decision-making.

Entry:$522.48
Horizon: 3 months
Stop Loss:$XXXXXPro (XXXXXPro)
Take Profit:$XXXXXPro (XXXXX
Pro
)

MA Proven Sell Signal & Price Forecast

This is the price chart for MA from January 1, 2026 until today. The chart indicates, in red, the 2 days when the stock received a Sell/Strong Sell rating (sell signals, AI Score 1 to 3).

Forecast: In the section below, the central dotted line represents the most expected path, while the shaded area indicates the anticipated price range. This is based on previous Sell signals with a 90% confidence level.

Full Track Record

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Closing price (USD)
Sell signals

Forecast:

1 Month
3 Months
6 Months
1 Year

MA Average Past Performance & Loss Rate

Three months after its 210 Sell signals since July 2026, MA had an average performance of xxxxxx and a xxxxxx Loss rate (negative performance).

210 Past MA Sell Signals	1 Month Later	3 Months Later	6 Months Later	1 Year Later
Average Performance				+6.71%
Average Alpha				+4.75%
Loss Rate (% Negative Perf.)				51.92%
% Negative Alpha				42.79%

MA Frequently Asked Questions

Will Mastercard stock go up?
According to Danelfin AI, Mastercard has today an AI Score of 3/10 (Sell rating), because its probability of beating the market in 3 months (47.29%) is -3.52% vs. the average probability (50.82%) of all US-listed stocks.
What is the target price for Mastercard stock?
Is it a good time to buy, sell, or hold Mastercard stock right now?
Is Mastercard undervalued right now?
What was the price range of Mastercard stock over the past 12 months?
What is going on with Mastercard stock in the last 3 months?
Does Mastercard offer dividend payments?
What is the current market capitalization of Mastercard?
When is the next MA earnings report date?

Mastercard Inc Company Profile

Mastercard Incorporated, identified as a technology company, has its roots across the globe, providing services that revolve around the processing of transactions and other offerings linked to payment within and beyond the United States. The umbrella of services integrated into its operations caters to various stakeholders including account holders, merchant communities, financial institutions, businesses, governments, digital partners, and other organizations in this wheel.

Among these services are unique programs oriented to permit issuers with the leverage of providing consumers with credits to defer payments. Additionally, it offers customized payment products and resolutions that provide ease of access for customers to their funds in deposit accounts or similar reserves. Its pre-paid program services and solutions navigating through commercial credit routes incorporating debit and prepaid payment products further enhance its diversified portfolio.

Diving deeper into technological advancements with offerings such as their dynamically generated Virtual Card Number from physical cards based on credit limit of funding accounts; amplifies supplier payment optimization campaigns within financial institutions making them resourceful. Moreover, their intelligent treasury platform extends recommendations for corporations aiming at enhancing their working capital performance and also boosting spend on cards.

Their product branding "Mastercard Send" integrates seamlessly with digital messaging platforms permitting consumers to transfer money directly through applications catering peer-to-peer transactions. In tandem with this is their global capability of allowing multiple payment flows directed towards a single access point called Mastercard Cross-Border Services - enabling money transfers worldwide made available through bank accounts or shifting between mobile wallets/cards or even materializing into cash payouts.

Further extending into cyber-based intelligence solutions; they offer insights coupled with analytics making cross-marketing possible leading towards loyalty building; facilitating third-party processing; enhancing experiences for e-commerce merchants through payment gateway solutions; initiating open banking structures alongside availing digital identity services. Mastercard Incorporated brands itself under the trio branding models - MasterCard, Maestro’s offering along with Cirrus. Tracing back this giant entity's foundation dates back to 1966; undertaking all operations from their headquarters in Purchase, New York.

Sector:
Country:United States
Industry:
Address:2000 Purchase St, Purchase
Employees:39,800
Website:mastercard.us

Pros

Two-sided network effects in payment processing

High merchant switching costs for payment acceptance

Low capital expenditure requirements for network operation

Global secular growth in electronic payment adoption

Pricing power due to essential payment infrastructure

Cons

Regulatory pressure on interchange fees globally

Competition from emerging alternative payment networks

Exposure to geopolitical risks affecting cross-border transactions

Increasing compliance costs from data privacy regulations

Dependence on financial institution partners for card issuance

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MA Stock AI Analysis

Mastercard Inc

MA Stock AI Analysis

Mastercard Inc

MA AI-Powered Stock Analysis

AI Score Explanation

AI Score Explanation

Generating AI Score explanation

AI Score Alpha Factors

Alpha Signals: What Drives the AI Score

MA probability advantage of beating the market (only technical, 3M): -0.09%

MA Short Trading Parameters

MA Proven Sell Signal & Price Forecast

MA Average Past Performance & Loss Rate

MA Frequently Asked Questions

Will Mastercard stock go up?

What is the target price for Mastercard stock?

Is it a good time to buy, sell, or hold Mastercard stock right now?

Is Mastercard undervalued right now?

What was the price range of Mastercard stock over the past 12 months?

What is going on with Mastercard stock in the last 3 months?

Does Mastercard offer dividend payments?

What is the current market capitalization of Mastercard?

When is the next MA earnings report date?

Mastercard Inc Company Profile

Pros

Cons

Pros

Cons

MA Company Profile Summary

MA Related Investment Themes

MA Related Stocks

MA Top 10 Industry Stocks

Financial Services

MA Top 10 Sector Stocks

Financials

MA Stock AI Analysis

Mastercard Inc

NEW YORK STOCK EXCHANGE, INC.

Will Mastercard stock go up?

What is the target price for Mastercard stock?

Is it a good time to buy, sell, or hold Mastercard stock right now?

Is Mastercard undervalued right now?

What was the price range of Mastercard stock over the past 12 months?

What is going on with Mastercard stock in the last 3 months?

Does Mastercard offer dividend payments?

What is the current market capitalization of Mastercard?

When is the next MA earnings report date?

Pros

Cons

AI Score Explanation

NEW YORK STOCK EXCHANGE, INC.

MA Proven Sell Signal & Price Forecast