Will Third Coast Bancshares stock go up?

According to Danelfin AI, Third Coast Bancshares has today an AI Score of 6/10 (Hold rating), because its probability of beating the market in 3 months (56.36%) is +5.54% vs. the average probability (50.82%) of all US-listed stocks.

What is the target price for Third Coast Bancshares stock?

The Third Coast Bancshares target price is $42.91 (1Y), according to the average price target offered by analysts.

Is it a good time to buy, sell, or hold Third Coast Bancshares stock right now?

Third Coast Bancshares has today a Hold rating (AI Score 6/10), according to Danelfin AI. Its probability of beating the market in 3 months (56.36%) is +5.54% vs. the average probability (50.82%) of all US-listed stocks, based on our AI-powered analysis. You can find more details on whether Third Coast Bancshares stock is a good buy .

Is Third Coast Bancshares undervalued right now?

Based on analysts, the average price target upside for Third Coast Bancshares is +4.83% (1Y). According to Danelfin AI, Third Coast Bancshares has today an AI Score of 6/10 (Hold Rating).

What was the price range of Third Coast Bancshares stock over the past 12 months?

The Third Coast Bancshares stock price range over the past 12 months has been $30.04 - $43.46.

What is going on with Third Coast Bancshares stock in the last 3 months?

The Third Coast Bancshares stock performance in the last quarter has been +8.19%.

Does Third Coast Bancshares offer dividend payments?

No, Third Coast Bancshares does not currently pay dividends.

What is the current market capitalization of Third Coast Bancshares?

Third Coast Bancshares's market cap is $678.95M, as of 2026-07-02 08:00.

When is the next TCBX earnings report date?

TCBX will publish its next earnings report on 2026-04-22.

Third Coast Bancshares Inc (TCBX) AI Stock Analysis

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TCBX AI-Powered Stock Analysis

AI Score Explanation

AI Score

Hold

Fundamental
Technical
Sentiment
Low Risk

According to Danelfin’s proprietary AI model, Third Coast Bancshares Inc today receives an AI Score of 6/10, which translates to a Hold rating. The stock has a 56% probability of outperforming the market in the next 3 months, which is 5% higher than the average probability of any stock (51%). Key positive contributors include the long-tail fundamentals impact (+3.29%), the Banks industry (+1.68%), and low maximum volatility (bottom 20%) (+0.36%). On the negative side, the 180-day chart pattern (-0.54%), the Fear & Greed Index at 31 (-0.50%), and year-to-date performance in the top 40% (-0.40%) detract from the probability. Notable data points include a low operating cash flow of -38.7 (bottom 10%), which surprisingly boosts the probability, while tangible shareholders' equity of 595.65 (top 40%) also adds support. However, the stock's YTD performance of 7.68% (top 40%) and analyst lowest price upside of 6.84% (top 40%) weigh on the outlook. Overall, the stock's moderate AI Score reflects a balanced mix of positive fundamental and technical signals offset by negative sentiment and price pattern factors, resulting in a slightly above-average probability of outperformance.

AI Score Explanation

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Valuation+3.54%
How the stock is priced relative to its fundamentals
Sentiment+1.38%
How analysts and the market view the stock
Earnings Quality+0.98%
Stability and reliability of reported earnings
Volatility+0.36%
How much the stock price tends to fluctuate
Size & Liquidity+0.18%
Company size and trading liquidity
Growth+0.14%
Expected pace of revenue and earnings expansion

Momentum-1.03%
Direction and strength of recent price movements

TCBX probability advantage of beating the market (3M):

+5.54%

AI Score

Hold

Third Coast Bancshares (TCBX) has an AI Score of 6/10 (Hold) because, according to an overall analysis, it has a probability advantage of +5.54% of beating the market (S&P500) in the next 3 months. This advantage is calculated as the difference between the average probability of any US-listed stock (50.82%) and the probability of TCBX (56.36%) of outperforming the market in the next 3 months, as determined by Danelfin AI’s comprehensive analysis.

Average probability of any US-listed stock of beating the market (3M)50.82%
TCBX probability advantage of beating the market (3M)+5.54%
TCBX probability of beating the market (3M)56.36%

TCBX probability advantage of beating the market (3M): +5.54%

The AI-powered overall analysis of Third Coast Bancshares (TCBX) is based on the 27 fundamental, technical, and sentiment features that had the greatest impact on stock performance during the last 12 months (alpha signals). These alpha signals explain the probability advantage of TCBX:

Type	Alpha Signal	Current Value	Value Decile Position	Probability Advantage Impact (3M)
Fundamental	Fundamentals Impact (Long Tail)	-	N/A	+3.29%
Sentiment	Industry (GICS)	Banks	N/A	+1.68%
Fundamental	Operating Cash Flow (Qtr Discrete)	-38.7	N/A	+0.65%
Technical	Chart Pattern (180d)	figure_198	N/A	-0.54%
Sentiment	Fear & Greed Index (CNN)	31	N/A	-0.50%
Fundamental	Tangible Shareholders' Equity	595.65		+0.49%
Technical	Performance (YTD)	0.08%		-0.40%
Fundamental	Net Property, Plant & Equipment (Net PP&E)	40.56		-0.38%
Technical	Maximum Volatility	2.05%		+0.36%
Fundamental	Total Depreciation and Amortization - (Quarter)	-2.73	N/A	+0.32%
Technical	Upgrade to unlock			-0.32%
Sentiment	Upgrade to unlock			-0.30%
Sentiment	Upgrade to unlock			+0.24%
Technical	Upgrade to unlock			+0.21%
Sentiment	Upgrade to unlock			-0.21%

Rest of Alpha Signals: +0.96%

TCBX probability advantage of beating the market (3M)Total:+5.54%
TCBX AI Score

Significant changes Vs previous day

TCBX Trading Parameters

These suggested trading parameters for a 3-month horizon help improve risk management and decision-making.

Entry:$40.93
Horizon: 3 months
Stop Loss:$XXXXXPro (XXXXXPro) or AI Score < 4/10
Take Profit:$XXXXXPro (XXXXX
Pro
) or AI Score < 4/10

TCBX Proven Hold Signal & Price Forecast

This is the price chart for TCBX from January 2, 2026 until today. The chart indicates, in yellow, the 30 days when the stock received a Hold rating (hold signals, AI Score 4 to 6).

Forecast: In the section below, the central dotted line represents the most expected path, while the shaded area indicates the anticipated price range. This is based on previous Hold signals with a 90% confidence level.

Full Track Record

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Closing price (USD)
Hold signals

Forecast:

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1 Year

TCBX Average Past Performance & Win Rate

Three months after its 644 Hold signals since July 2026, TCBX had an average performance of xxxxxx and a xxxxxx Win rate (positive performance).

644 Past TCBX Hold Signals	1 Month Later	3 Months Later	6 Months Later	1 Year Later
Average Performance				+16.57%
Average Alpha				+2.47%
Win Rate (% Positive Perf.)				62.80%
% Positive Alpha				42.06%

TCBX Frequently Asked Questions

Will Third Coast Bancshares stock go up?
According to Danelfin AI, Third Coast Bancshares has today an AI Score of 6/10 (Hold rating), because its probability of beating the market in 3 months (56.36%) is +5.54% vs. the average probability (50.82%) of all US-listed stocks.
What is the target price for Third Coast Bancshares stock?
Is it a good time to buy, sell, or hold Third Coast Bancshares stock right now?
Is Third Coast Bancshares undervalued right now?
What was the price range of Third Coast Bancshares stock over the past 12 months?
What is going on with Third Coast Bancshares stock in the last 3 months?
Does Third Coast Bancshares offer dividend payments?
What is the current market capitalization of Third Coast Bancshares?
When is the next TCBX earnings report date?

Third Coast Bancshares Inc Company Profile

Third Coast Bancshares, Inc. functions as the parent company for Third Coast Bank, SSB, facilitating a suite of commercial banking solutions tailored to small and middle-market businesses in addition to professionals. The enterprise manages an array of deposit amenities including checking and savings accounts, bespoke retirement accounts, and money market offerings alongside certificates of deposit.

The company further diversifies its portfolio with loan services across various sectors. This ranges from commercial and industrial sectors to equipment loans and operational credit lines. The bank also extends guaranteed loans, auto financing options, letters of credit, not forgetting ventures into commercial and residential real estate. They also have provisions for construction development alongside other diverse forms of loans.

Going beyond traditional banking regimes, Third Coast Bancshares, Inc., embraces contemporary technology by providing online banking platforms for both retail customers as well as business entities. Mobile banking apps which enhance convenience and flexibility are part of the tech offering they provide to their clientele.. Other digital customer solutions include mortgage calculators and treasury management tools designed to aid clients in making more informed economic decisions.

Merchant card services culminate the bouquet of digital Bank offerings available at Third coast Bancshares inc., depositors can also access standard debit and credit cards With these rich offerings the company has made managed to secure its presence in Humble Texas since it was founded back in 2008 where it continues to base its operations today.

Sector:
Country:United States
Industry:
Address:20202 Highway 59 North, Suite 190, Humble
Employees:463
Website:thirdcoast.bank

Pros

Local market deposit base stability

Relationship-driven customer retention

Regulatory barriers to new entrants

Operating leverage from branch infrastructure

Potential for net interest margin expansion

Cons

Sensitivity to interest rate fluctuations

Geographic economic concentration risk

Credit risk from loan portfolio defaults

Intense competition for deposits and loans

High regulatory compliance costs

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Company	AI Score	Compare
SBCFSeacoast Banking Corporation of Florida
COSOCoastalSouth Bancshares Inc
FSEAFirst Seacoast Bancorp Inc
TCBITexas Capital Bancshares Inc
FITBFifth Third Bancorp

TCBX Stock AI Analysis