Will Unitedhealth stock go up?

According to Danelfin AI, Unitedhealth has today an AI Score of 5/10 (Hold rating), because its probability of beating the market in 3 months (52.04%) is +1.22% vs. the average probability (50.82%) of all US-listed stocks.

What is the target price for Unitedhealth stock?

The Unitedhealth target price is $411.69 (1Y), according to the average price target offered by analysts.

Is it a good time to buy, sell, or hold Unitedhealth stock right now?

Unitedhealth has today a Hold rating (AI Score 5/10), according to Danelfin AI. Its probability of beating the market in 3 months (52.04%) is +1.22% vs. the average probability (50.82%) of all US-listed stocks, based on our AI-powered analysis. You can find more details on whether Unitedhealth stock is a good buy .

Is Unitedhealth undervalued right now?

Based on analysts, the average price target downside for Unitedhealth is -3.49% (1Y). According to Danelfin AI, Unitedhealth has today an AI Score of 5/10 (Hold Rating).

What was the price range of Unitedhealth stock over the past 12 months?

The Unitedhealth stock price range over the past 12 months has been $237.77 - $427.89.

What is going on with Unitedhealth stock in the last 3 months?

The Unitedhealth stock performance in the last quarter has been +57.64%.

Does Unitedhealth offer dividend payments?

Yes, Unitedhealth stock dividend yield is 2.10%.

What is the current market capitalization of Unitedhealth?

Unitedhealth's market cap is $387.36B, as of 2026-07-02 08:00.

When is the next UNH earnings report date?

UNH will publish its next earnings report on 2026-07-16.

UnitedHealth Group Inc (UNH) AI Stock Analysis

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UNH AI-Powered Stock Analysis

AI Score Explanation

AI Score

Hold

Fundamental
Technical
Sentiment
Low Risk

According to Danelfin’s proprietary AI model, UnitedHealth Group Inc today receives an AI Score of 5/10, which translates to a Hold rating. The stock has a 54% probability of outperforming the market in the next 3 months, which is 3% higher than the average probability of any stock (51%). This modest edge is driven by several positive contributors, most notably the aggregated long tail of sentiment signals, which adds +1.78% to the probability, and the chart pattern over the past year, which contributes +1.78%. The upcoming earnings event in 20 days (in the top 20%) also provides a positive influence of +1.21%. However, these are partially offset by key detractors: the aggregated long tail of fundamental signals reduces the probability by -2.13%, and a low Fear & Greed Index reading of 31 (indicating fear) detracts -1.38%. Notable data points that shape this probability include the company's exceptionally strong Tangible Shareholders' Equity of over $103 billion, ranking in the top 10%, and a high Beginning Cash position also in the top 10%. Conversely, the stock exhibits high volatility, with both its 14-day and 180-day ATR (Average True Range) in the top 10%, which weighs on its outlook. While strong financial metrics and technical patterns provide support, the negative impact from sentiment and fundamental tail signals, combined with elevated volatility, results in a balanced, neutral overall assessment.

AI Score Explanation

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Momentum+3.77%
Direction and strength of recent price movements
Valuation+2.04%
How the stock is priced relative to its fundamentals
Size & Liquidity+0.46%
Company size and trading liquidity

Sentiment-4.47%
How analysts and the market view the stock
Earnings Quality-0.53%
Stability and reliability of reported earnings
Volatility-0.05%
How much the stock price tends to fluctuate

UNH probability advantage of beating the market (3M):

+1.22%

AI Score

Hold

Unitedhealth (UNH) has an AI Score of 5/10 (Hold) because, according to an overall analysis, it has a probability advantage of +1.22% of beating the market (S&P500) in the next 3 months. This advantage is calculated as the difference between the average probability of any US-listed stock (50.82%) and the probability of UNH (52.04%) of outperforming the market in the next 3 months, as determined by Danelfin AI’s comprehensive analysis.

Average probability of any US-listed stock of beating the market (3M)50.82%
UNH probability advantage of beating the market (3M)+1.22%
UNH probability of beating the market (3M)52.04%

UNH probability advantage of beating the market (3M): +1.22%

The AI-powered overall analysis of Unitedhealth (UNH) is based on the 22 fundamental, technical, and sentiment features that had the greatest impact on stock performance during the last 12 months (alpha signals). These alpha signals explain the probability advantage of UNH:

Type	Alpha Signal	Current Value	Value Decile Position	Probability Advantage Impact (3M)
Sentiment	Sentiment Impact (Long Tail)	-	N/A	-2.13%
Technical	Chart Pattern (252d)	figure_69	N/A	+1.78%
Sentiment	Fear & Greed Index (CNN)	31	N/A	-1.38%
Fundamental	Fundamentals Impact (Long Tail)	-	N/A	+1.24%
Sentiment	Earnings Countdown	20		+1.21%
Technical	Chart Pattern (504d)	figure_19	N/A	+1.07%
Fundamental	Tangible Shareholders' Equity	103.9K		+0.80%
Technical	ATR (14d Volatility)	10.34		-0.75%
Technical	ATR (180d Volatility)	10.45		-0.70%
Technical	Maximum Volatility	2.49%		+0.55%
Fundamental	Upgrade to unlock			-0.53%
Technical	Upgrade to unlock			+0.52%
Sentiment	Upgrade to unlock			-0.50%
Sentiment	Upgrade to unlock			+0.46%
Fundamental	Upgrade to unlock			+0.46%

Rest of Alpha Signals: +0.69%

UNH probability advantage of beating the market (3M)Total:+1.22%
UNH AI Score

Significant changes Vs previous day

UNH Trading Parameters

These suggested trading parameters for a 3-month horizon help improve risk management and decision-making.

Entry:$426.58
Horizon: 3 months
Stop Loss:$XXXXXPro (XXXXXPro) or AI Score < 4/10
Take Profit:$XXXXXPro (XXXXX
Pro
) or AI Score < 4/10

UNH Proven Hold Signal & Price Forecast

This is the price chart for UNH from January 1, 2026 until today. The chart indicates, in yellow, the 94 days when the stock received a Hold rating (hold signals, AI Score 4 to 6).

Forecast: In the section below, the central dotted line represents the most expected path, while the shaded area indicates the anticipated price range. This is based on previous Hold signals with a 90% confidence level.

Full Track Record

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Closing price (USD)
Hold signals

Forecast:

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1 Year

UNH Average Past Performance & Win Rate

Three months after its 1242 Hold signals since July 2026, UNH had an average performance of xxxxxx and a xxxxxx Win rate (positive performance).

1242 Past UNH Hold Signals	1 Month Later	3 Months Later	6 Months Later	1 Year Later
Average Performance				+8.95%
Average Alpha				-4.61%
Win Rate (% Positive Perf.)				68.75%
% Positive Alpha				45.63%

UNH Frequently Asked Questions

Will Unitedhealth stock go up?
According to Danelfin AI, Unitedhealth has today an AI Score of 5/10 (Hold rating), because its probability of beating the market in 3 months (52.04%) is +1.22% vs. the average probability (50.82%) of all US-listed stocks.
What is the target price for Unitedhealth stock?
Is it a good time to buy, sell, or hold Unitedhealth stock right now?
Is Unitedhealth undervalued right now?
What was the price range of Unitedhealth stock over the past 12 months?
What is going on with Unitedhealth stock in the last 3 months?
Does Unitedhealth offer dividend payments?
What is the current market capitalization of Unitedhealth?
When is the next UNH earnings report date?

UnitedHealth Group Inc Company Profile

UnitedHealth Group Incorporated is an American healthcare conglomerate, providing a plethora of services across the country through four primary divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. UnitedHealthcare delivers health benefits and services to diverse clients such as national employers, public sector patrons, small-to-midsize businesses and individuals among others; they offer healthcare coverage for those over 50 years old, addressing their unique needs. This segment also provides Medicaid plans and children's health insurance programs while extending health benefits to several state programs designed for economically disadvantaged and medically underserved groups and those without employer-funded healthcare coverage.

Optum Health extends comprehensive services in care delivery and management alongside wellness programs tailored for individuals or large organizations. This division maintains symbiotic relationships with patients, consumers, care provision systems upfront while balancing ties with employers and payers at the backend.

The third unit of operation, Optum Insight deals with software development and information production - offering consulting advice, fostering managed service contracts primarily for healthcare providers such as hospital systems as well as developing partnerships with government agencies and life science companies.

Optum Rx propels the group's services into the pharmaceutical landscape by offering pharmacy-related programs that cater to numerous requirements such as retail network arrangement management; home delivery processes; community health pharmacy provisions; infusion techniques besides purchasing & clinical capabilities. They pioneer initiatives in formulary management alongside drug adherence strategies coupled with step therapy initiatives.

Founded in 1974, UnitedHealth Group Incorporated has established its operational base in Minnetonka, Minnesota.

Sector:
Country:United States
Industry:
Address:1 Health Drive, Eden Prairie

Pros

Extensive provider network scale and negotiating leverage

Diversified healthcare services and insurance revenue mix

High switching costs for employer health benefit plans

Integrated care delivery and payment model efficiencies

Long-term demand growth from aging demographics

Cons

Intense regulatory oversight and policy change exposure

Capital requirements for expanding provider infrastructure

Public and political pressure on healthcare costs

Reliance on government healthcare program reimbursement rates

Ongoing data privacy and cybersecurity compliance burden

Pros

Cons

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