Will Unum stock go up?

According to Danelfin AI, Unum has today an AI Score of 4/10 (Hold rating), because its probability of beating the market in 3 months (48.43%) is -2.38% vs. the average probability (50.82%) of all US-listed stocks.

What is the target price for Unum stock?

The Unum target price is $99.03 (1Y), according to the average price target offered by analysts.

Is it a good time to buy, sell, or hold Unum stock right now?

Unum has today a Hold rating (AI Score 4/10), according to Danelfin AI. Its probability of beating the market in 3 months (48.43%) is -2.38% vs. the average probability (50.82%) of all US-listed stocks, based on our AI-powered analysis. You can find more details on whether Unum stock is a good buy .

Is Unum undervalued right now?

Based on analysts, the average price target upside for Unum is +8.32% (1Y). According to Danelfin AI, Unum has today an AI Score of 4/10 (Hold Rating).

What was the price range of Unum stock over the past 12 months?

The Unum stock price range over the past 12 months has been $68.55 - $92.73.

What is going on with Unum stock in the last 3 months?

The Unum stock performance in the last quarter has been +25.18%.

Does Unum offer dividend payments?

Yes, Unum stock dividend yield is 2.01%.

What is the current market capitalization of Unum?

Unum's market cap is $14.6B, as of 2026-07-02 08:00.

When is the next UNM earnings report date?

UNM will publish its next earnings report on 2026-04-28.

Unum Group (UNM) AI Stock Analysis

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UNM AI-Powered Stock Analysis

AI Score Explanation

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Valuation+3.06%
How the stock is priced relative to its fundamentals
Volatility+0.87%
How much the stock price tends to fluctuate

Sentiment-5.80%
How analysts and the market view the stock
Momentum-0.51%
Direction and strength of recent price movements

UNM probability advantage of beating the market (3M):

-2.38%

AI Score

Hold

Unum (UNM) has an AI Score of 4/10 (Hold) because, according to an overall analysis, it has a probability advantage of -2.38% of beating the market (S&P500) in the next 3 months. This advantage is calculated as the difference between the average probability of any US-listed stock (50.82%) and the probability of UNM (48.43%) of outperforming the market in the next 3 months, as determined by Danelfin AI’s comprehensive analysis.

Average probability of any US-listed stock of beating the market (3M)50.82%
UNM probability advantage of beating the market (3M)-2.38%
UNM probability of beating the market (3M)48.43%

UNM probability advantage of beating the market (3M): -2.38%

The AI-powered overall analysis of Unum (UNM) is based on the 24 fundamental, technical, and sentiment features that had the greatest impact on stock performance during the last 12 months (alpha signals). These alpha signals explain the probability advantage of UNM:

Type	Alpha Signal	Current Value	Value Decile Position	Probability Advantage Impact (3M)
Sentiment	Industry (GICS)	Insurance	N/A	-3.81%
Technical	Chart Pattern (120d)	figure_144	N/A	-2.73%
Technical	Chart Pattern (504d)	figure_54	N/A	+2.67%
Technical	Chart Pattern (180d)	figure_139	N/A	-1.55%
Sentiment	Sentiment Impact (Long Tail)	-	N/A	-1.44%
Technical	Maximum Volatility	2.02%		+1.30%
Fundamental	Fundamentals Impact (Long Tail)	-	N/A	+1.21%
Fundamental	Net Property, Plant & Equipment (Net PP&E)	509.3		+0.97%
Fundamental	Tangible Shareholders' Equity	10.54K		+0.88%
Technical	ATR (14d Volatility)	1.84		-0.85%
Sentiment	Upgrade to unlock			-0.64%
Technical	Upgrade to unlock			+0.62%
Sentiment	Upgrade to unlock			-0.62%
Sentiment	Upgrade to unlock			+0.54%
Sentiment	Upgrade to unlock			-0.54%

Rest of Alpha Signals: +1.59%

UNM probability advantage of beating the market (3M)Total:-2.38%
UNM AI Score

Significant changes Vs previous day

UNM Trading Parameters

These suggested trading parameters for a 3-month horizon help improve risk management and decision-making.

Entry:$91.42
Horizon: 3 months
Stop Loss:$XXXXXPro (XXXXXPro) or AI Score < 4/10
Take Profit:$XXXXXPro (XXXXX
Pro
) or AI Score < 4/10

UNM Proven Hold Signal & Price Forecast

This is the price chart for UNM from January 1, 2026 until today. The chart indicates, in yellow, the 80 days when the stock received a Hold rating (hold signals, AI Score 4 to 6).

Forecast: In the section below, the central dotted line represents the most expected path, while the shaded area indicates the anticipated price range. This is based on previous Hold signals with a 90% confidence level.

Full Track Record

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Closing price (USD)
Hold signals

Forecast:

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1 Year

UNM Average Past Performance & Win Rate

Three months after its 1159 Hold signals since July 2026, UNM had an average performance of xxxxxx and a xxxxxx Win rate (positive performance).

1159 Past UNM Hold Signals	1 Month Later	3 Months Later	6 Months Later	1 Year Later
Average Performance				+11.51%
Average Alpha				-0.84%
Win Rate (% Positive Perf.)				64.55%
% Positive Alpha				43.14%

UNM Frequently Asked Questions

Will Unum stock go up?
According to Danelfin AI, Unum has today an AI Score of 4/10 (Hold rating), because its probability of beating the market in 3 months (48.43%) is -2.38% vs. the average probability (50.82%) of all US-listed stocks.
What is the target price for Unum stock?
Is it a good time to buy, sell, or hold Unum stock right now?
Is Unum undervalued right now?
What was the price range of Unum stock over the past 12 months?
What is going on with Unum stock in the last 3 months?
Does Unum offer dividend payments?
What is the current market capitalization of Unum?
When is the next UNM earnings report date?

Unum Group Company Profile

Unum Group, and its subsidiaries, specialize in generating practical financial security solutions predominantly for markets in the United States, the United Kingdom, Poland among others on an international scale. It functions through several segments: Unum US, Unum International, Colonial Life, and Closed Block segment.

The enterprise has a diverse portfolio of products that spans across group long-term and short-term disability insurance options and accidental death coverage; supplemental and voluntary products such as individual-focused disability protection solutions as well as more niche benefits like dental and vision care. Their offering extends to cover against incidents like accidents or sicknesses while also providing life insurance coverage along with critical illness and cancer-related products.

Additionally, Unum Group offers corporate-owned life insurance policies along with group pensions. They delve into reinsurance pool management operations besides a range of miscellaneous products. Their primary clientele consists of employers seeking to secure beneficial protections for their workforce.

Sales are spearheaded by a team of field sales personnel working alongside independent consultants and brokers. Additionally, they utilize an independent contractor agent sales force in conjunction with brokers for optimal outreach. Founded in 1848, this renowned corporation has since established its base in Chattanooga, Tennessee.

Sector:
Country:United States
Industry:
Address:1 Fountain Square, Chattanooga
Employees:10,684
Website:unum.com

Pros

Stable recurring premium revenue stream

High switching costs for employer group benefits

Diversified insurance product offerings

Regulatory barriers to insurance market entry

Scale efficiencies in claims administration

Cons

Sensitivity to sustained low interest rates

Exposure to adverse claims experience

Demand cyclicality tied to employment levels

Intense competition in group insurance

Increasing regulatory compliance costs

Pros

Cons

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UNM Stock AI Analysis

Unum Group

UNM Stock AI Analysis

Unum Group

UNM AI-Powered Stock Analysis

AI Score Explanation

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AI Score Explanation

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AI Score Alpha Factors

Alpha Signals: What Drives the AI Score

UNM probability advantage of beating the market (3M): -2.38%

UNM Trading Parameters

UNM Proven Hold Signal & Price Forecast

UNM Average Past Performance & Win Rate

UNM Frequently Asked Questions

Will Unum stock go up?

What is the target price for Unum stock?

Is it a good time to buy, sell, or hold Unum stock right now?

Is Unum undervalued right now?

What was the price range of Unum stock over the past 12 months?

What is going on with Unum stock in the last 3 months?

Does Unum offer dividend payments?

What is the current market capitalization of Unum?

When is the next UNM earnings report date?

Unum Group Company Profile

Pros

Cons

Pros

Cons

UNM Company Profile Summary

UNM Related Investment Themes

UNM Related Stocks

UNM Top 10 Industry Stocks

Insurance

UNM Top 10 Sector Stocks

Financials

UNM Stock AI Analysis

Unum Group

NEW YORK STOCK EXCHANGE, INC.

Will Unum stock go up?

What is the target price for Unum stock?

Is it a good time to buy, sell, or hold Unum stock right now?

Is Unum undervalued right now?

What was the price range of Unum stock over the past 12 months?

What is going on with Unum stock in the last 3 months?

Does Unum offer dividend payments?

What is the current market capitalization of Unum?

When is the next UNM earnings report date?

AI Score Explanation

Generating AI Score explanation

NEW YORK STOCK EXCHANGE, INC.

Pros

Cons

UNM Proven Hold Signal & Price Forecast