Will Westamerica stock go up?

According to Danelfin AI, Westamerica has today an AI Score of 5/10 (Hold rating), because its probability of beating the market in 3 months (53.04%) is +2.22% vs. the average probability (50.82%) of all US-listed stocks.

What is the target price for Westamerica stock?

The Westamerica target price is $59.53 (1Y), according to the average price target offered by analysts.

Is it a good time to buy, sell, or hold Westamerica stock right now?

Westamerica has today a Hold rating (AI Score 5/10), according to Danelfin AI. Its probability of beating the market in 3 months (53.04%) is +2.22% vs. the average probability (50.82%) of all US-listed stocks, based on our AI-powered analysis. You can find more details on whether Westamerica stock is a good buy .

Is Westamerica undervalued right now?

Based on analysts, the average price target downside for Westamerica is 0.00% (1Y). According to Danelfin AI, Westamerica has today an AI Score of 5/10 (Hold Rating).

What was the price range of Westamerica stock over the past 12 months?

The Westamerica stock price range over the past 12 months has been $45.31 - $60.08.

What is going on with Westamerica stock in the last 3 months?

The Westamerica stock performance in the last quarter has been +14.54%.

Does Westamerica offer dividend payments?

Yes, Westamerica stock dividend yield is 3.13%.

What is the current market capitalization of Westamerica?

Westamerica's market cap is $1.4B, as of 2026-07-03 08:00.

Westamerica Bancorp (WABC) AI Stock Analysis

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WABC AI-Powered Stock Analysis

AI Score Explanation

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Sentiment+1.00%
How analysts and the market view the stock
Volatility+0.69%
How much the stock price tends to fluctuate
Momentum+0.37%
Direction and strength of recent price movements
Growth+0.25%
Expected pace of revenue and earnings expansion

Valuation-0.10%
How the stock is priced relative to its fundamentals

WABC probability advantage of beating the market (3M):

+2.22%

AI Score

Hold

Westamerica (WABC) has an AI Score of 5/10 (Hold) because, according to an overall analysis, it has a probability advantage of +2.22% of beating the market (S&P500) in the next 3 months. This advantage is calculated as the difference between the average probability of any US-listed stock (50.82%) and the probability of WABC (53.04%) of outperforming the market in the next 3 months, as determined by Danelfin AI’s comprehensive analysis.

Average probability of any US-listed stock of beating the market (3M)50.82%
WABC probability advantage of beating the market (3M)+2.22%
WABC probability of beating the market (3M)53.04%

WABC probability advantage of beating the market (3M): +2.22%

The AI-powered overall analysis of Westamerica (WABC) is based on the 21 fundamental, technical, and sentiment features that had the greatest impact on stock performance during the last 12 months (alpha signals). These alpha signals explain the probability advantage of WABC:

Type	Alpha Signal	Current Value	Value Decile Position	Probability Advantage Impact (3M)
Sentiment	Industry (GICS)	Banks	N/A	+1.02%
Sentiment	Sentiment Impact (Long Tail)	-	N/A	+0.78%
Technical	Chart Pattern (120d)	figure_53	N/A	+0.65%
Technical	Maximum Volatility	1.49%	N/A	+0.58%
Sentiment	Fear & Greed Index (CNN)	31	N/A	-0.52%
Fundamental	Net Property, Plant & Equipment (Net PP&E)	25.97		-0.44%
Technical	Normalized Average True Range (50d)	1.98%	N/A	+0.31%
Technical	Chart Pattern (504d)	figure_68	N/A	+0.30%
Technical	Distance from KAMA (20d)	0.03%		-0.30%
Sentiment	Country	United States of America	N/A	-0.28%
Technical	Upgrade to unlock			+0.26%
Fundamental	Upgrade to unlock			+0.25%
Fundamental	Upgrade to unlock			+0.24%
Technical	Upgrade to unlock			-0.21%
Technical	Upgrade to unlock			-0.20%

Rest of Alpha Signals: -0.24%

WABC probability advantage of beating the market (3M)Total:+2.22%
WABC AI Score

Significant changes Vs previous day

WABC Trading Parameters

These suggested trading parameters for a 3-month horizon help improve risk management and decision-making.

Entry:$59.53
Horizon: 3 months
Stop Loss:$XXXXXPro (XXXXXPro) or AI Score < 4/10
Take Profit:$XXXXXPro (XXXXX
Pro
) or AI Score < 4/10

WABC Proven Hold Signal & Price Forecast

This is the price chart for WABC from January 3, 2026 until today. The chart indicates, in yellow, the 0 days when the stock received a Hold rating (hold signals, AI Score 4 to 6).

Forecast: In the section below, the central dotted line represents the most expected path, while the shaded area indicates the anticipated price range. This is based on previous Hold signals with a 90% confidence level.

Full Track Record

Unlock AI-powered forecast

Closing price (USD)
Hold signals

Forecast:

1 Month
3 Months
6 Months
1 Year

WABC Average Past Performance & Win Rate

Three months after its 923 Hold signals since July 2026, WABC had an average performance of xxxxxx and a xxxxxx Win rate (positive performance).

923 Past WABC Hold Signals	1 Month Later	3 Months Later	6 Months Later	1 Year Later
Average Performance				+2.08%
Average Alpha				-11.66%
Win Rate (% Positive Perf.)				59.26%
% Positive Alpha				24.01%

WABC Frequently Asked Questions

Will Westamerica stock go up?
According to Danelfin AI, Westamerica has today an AI Score of 5/10 (Hold rating), because its probability of beating the market in 3 months (53.04%) is +2.22% vs. the average probability (50.82%) of all US-listed stocks.
What is the target price for Westamerica stock?
Is it a good time to buy, sell, or hold Westamerica stock right now?
Is Westamerica undervalued right now?
What was the price range of Westamerica stock over the past 12 months?
What is going on with Westamerica stock in the last 3 months?
Does Westamerica offer dividend payments?
What is the current market capitalization of Westamerica?

Westamerica Bancorp Company Profile

Westamerica Bancorporation functions as the parent company for Westamerica Bank, offering a multitude of banking services and products to both consumer and business clientele. The firm's vast array of deposit offerings encompasses everyday savings and checking accounts in addition to certificates of deposit for retail customers.

In terms of its lending capabilities, the bank's portfolio is comprehensive and varied, consisting not only of commercial loans, but also loans for both commercial and private real estate purposes. It further extends itself into the realms of real estate construction financing and consumer installment loans, in addition to providing indirect financing for automobile purchases.

Originally known as Independent Bankshares Corporation, it underwent a transformation in identity to become Westamerica Bancorporation back in 1983. Tracing its roots back to its establishment in 1884, this seasoned institution currently anchors its operations from its headquarters nestled in San Rafael, California.

Sector:
Country:United States
Industry:
Address:1108 Fifth Ave, San Rafael California
Employees:627
Website:westamerica.com

Pros

High switching costs for commercial banking clients

Stable, low-cost core deposit funding base

Regulatory barriers to new banking entrants

Net interest margin expansion in rising rate cycles

Local market knowledge for credit underwriting

Cons

Sensitivity of net interest income to interest rate fluctuations

Geographic concentration risk within California

Competition from larger, technologically advanced financial institutions

Substantial regulatory compliance costs and burden

Cyclicality of loan demand and credit quality

Pros

Cons

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WABC Stock AI Analysis