Will ACI Worldwide stock go up?

According to Danelfin AI, ACI Worldwide has today an AI Score of 2/10 (Strong Sell rating), because its probability of beating the market in 3 months (42.26%) is -8.57% vs. the average probability (50.82%) of all US-listed stocks.

What is the target price for ACI Worldwide stock?

The ACI Worldwide target price is $54.9 (1Y), according to the average price target offered by analysts.

Is it a good time to buy, sell, or hold ACI Worldwide stock right now?

ACI Worldwide has today a Strong Sell rating (AI Score 2/10), according to Danelfin AI. Its probability of beating the market in 3 months (42.26%) is -8.57% vs. the average probability (50.82%) of all US-listed stocks, based on our AI-powered analysis. You can find more details on whether ACI Worldwide stock is a good buy .

Is ACI Worldwide undervalued right now?

Based on analysts, the average price target downside for ACI Worldwide is 0.00% (1Y). According to Danelfin AI, ACI Worldwide has today an AI Score of 2/10 (Strong Sell Rating).

What was the price range of ACI Worldwide stock over the past 12 months?

The ACI Worldwide stock price range over the past 12 months has been $38.47 - $54.9.

What is going on with ACI Worldwide stock in the last 3 months?

The ACI Worldwide stock performance in the last quarter has been +34.03%.

Does ACI Worldwide offer dividend payments?

No, ACI Worldwide does not currently pay dividends.

What is the current market capitalization of ACI Worldwide?

ACI Worldwide's market cap is $5.58B, as of 2026-07-03 08:00.

ACI Worldwide Inc (ACIW) AI Stock Analysis

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ACIW AI-Powered Stock Analysis

AI Score Explanation

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Size & Liquidity+0.16%
Company size and trading liquidity
Growth+0.16%
Expected pace of revenue and earnings expansion

Momentum-4.13%
Direction and strength of recent price movements
Sentiment-4.12%
How analysts and the market view the stock
Valuation-0.36%
How the stock is priced relative to its fundamentals
Volatility-0.28%
How much the stock price tends to fluctuate

ACIW probability advantage of beating the market (3M):

-8.57%

Sentiment

ACI Worldwide (ACIW) has a Sentiment Score of 4/10 because, according to only sentiment analysis, it has a probability advantage of -3.70% of beating the market (S&P500) in the next 3 months. This advantage is calculated as the difference between the average probability of any US-listed stock (50.04%) and the probability of ACIW (46.34%) of overperforming the market in the next 3 months, as determined by Danelfin AI’s sentiment analysis.

Average probability of any US-listed stock of beating the market (3M)50.04%
ACIW probability advantage of beating the market (only sentiment, 3M)-3.70%
ACIW probability of beating the market (3M)46.34%

ACIW probability advantage of beating the market (only sentiment, 3M): -3.70%

The AI-powered sentiment analysis of ACI Worldwide (ACIW) is only based on the 27 sentiment features that had the greatest impact on stock performance during the last 12 months (alpha signals). These alpha signals explain the probability advantage of ACIW:

Type	Alpha Signal	Probability Advantage Impact (3M)
Sentiment	Upgrade to Pro to unlock	-3.89%
Sentiment	Upgrade to Pro to unlock	-0.99%
Sentiment	Upgrade to Pro to unlock	+0.99%
Sentiment	Upgrade to Pro to unlock	+0.86%
Sentiment	Upgrade to Pro to unlock	-0.77%
Sentiment	Upgrade to Pro to unlock	+0.60%
Sentiment	Upgrade to Pro to unlock	-0.52%
Sentiment	Upgrade to Pro to unlock	+0.49%
Sentiment	Upgrade to Pro to unlock	+0.46%
Sentiment	Upgrade to Pro to unlock	-0.44%
Sentiment	Upgrade to Pro to unlock	+0.37%
Sentiment	Upgrade to Pro to unlock	+0.24%
Sentiment	Upgrade to Pro to unlock	-0.23%
Sentiment	Upgrade to Pro to unlock	-0.20%
Sentiment	Upgrade to Pro to unlock	-0.19%

Rest of Alpha Signals: -0.47%

ACIW probability advantage of beating the market (only sentiment, 3M)Total:-3.70%
ACIW Sentiment Score

Significant changes Vs previous day

ACIW Short Trading Parameters

These suggested trading parameters for a 3-month horizon help improve risk management and decision-making.

Entry:$54.90
Horizon: 3 months
Stop Loss:$XXXXXPro (XXXXXPro)
Take Profit:$XXXXXPro (XXXXX
Pro
)

ACIW Proven Sell Signal & Price Forecast

This is the price chart for ACIW from January 2, 2026 until today. The chart indicates, in red, the 30 days when the stock received a Sell/Strong Sell rating (sell signals, AI Score 1 to 3).

Forecast: In the section below, the central dotted line represents the most expected path, while the shaded area indicates the anticipated price range. This is based on previous Sell signals with a 90% confidence level.

Full Track Record

Unlock AI-powered forecast

Closing price (USD)
Sell signals

Forecast:

1 Month
3 Months
6 Months
1 Year

ACIW Average Past Performance & Loss Rate

Three months after its 366 Sell signals since July 2026, ACIW had an average performance of xxxxxx and a xxxxxx Loss rate (negative performance).

366 Past ACIW Sell Signals	1 Month Later	3 Months Later	6 Months Later	1 Year Later
Average Performance				+10.02%
Average Alpha				+1.15%
Loss Rate (% Negative Perf.)				29.70%
% Negative Alpha				44.24%

ACIW Frequently Asked Questions

Will ACI Worldwide stock go up?
According to Danelfin AI, ACI Worldwide has today an AI Score of 2/10 (Strong Sell rating), because its probability of beating the market in 3 months (42.26%) is -8.57% vs. the average probability (50.82%) of all US-listed stocks.
What is the target price for ACI Worldwide stock?
Is it a good time to buy, sell, or hold ACI Worldwide stock right now?
Is ACI Worldwide undervalued right now?
What was the price range of ACI Worldwide stock over the past 12 months?
What is going on with ACI Worldwide stock in the last 3 months?
Does ACI Worldwide offer dividend payments?
What is the current market capitalization of ACI Worldwide?

ACI Worldwide Inc Company Profile

ACI Worldwide, Inc., a leading software corporation, specializes in the creation, promotion, implementation, and maintenance of various software products and solutions. These products are primarily designed to streamline digital payments domestically and globally. The company functions through three primary sectors: Banks, Merchants, and Billers.

ACI Acquiring is one such innovation by ACI Worldwide that simplifies the processing of credit, debit and prepaid card transactions. It also fosters digital innovation and safeguards against fraud exercises. In addition to this solution, ACI Issuing aids in launching new payment offerings. The ACI Enterprise Payments Platform is another offering from the company’s end which focuses on enhancing payment processing and streamlining digital payments.

Among its diverse set of solutions are ACI Low Value Real-Time Payments for real-time transaction handling; ACI High Value Real-Time Payment as an engine for round-the-clock multi-bank and multi-currency payment operations; along with integration to SWIFT messaging.

A unique facet of their portfolio includes services like ACI Payments Orchestration Platform for tailoring better payment ways; an all-encompassing platform for dealing with all payment channels; an effective approach to detect fraudulent activities through ACI Fraud Management; as well as integrated services provided via the ACI Speedpay solution including digital billing, disbursements, payments,and communication support.

With a vast clientele spread across a variety of sectors including consumer finance, insurance, health care sectors,and even government bodies among others - the company also caters a range of services including electronic bill presentment and corresponding payments. Furthermore,it offers services like product installations custom software modifications as well as dynamic business consultancy.

Promoted under its flagship brand 'ACI Worldwide', it also partakes in selling third-party developed software while retaining rights for distribution or sales representation. Before rebranding itself to ACI Worldwide Inc., in July 2007,the company was known as Transaction Systems Architects Inc. Its roots date back to 1975 and it continues to operate from its headquarters in Elkhorn, Nebraska.

Sector:Information Technology
Country:United States
Industry:
Address:6060 Coventry Drive, Elkhorn
Employees:3,103
Website:aciworldwide.com

Pros

High switching costs for financial institution payment systems

Recurring revenue from software licenses and maintenance

Expertise in complex global payment regulatory compliance

Extensive integration with diverse payment networks

Operating leverage from scalable software platforms

Cons

Intense competition from established and emerging fintechs

High capital expenditure for continuous software R&D

Customer concentration risk within financial institutions

Demand cyclicality tied to financial sector IT spending

Challenges integrating with diverse legacy client systems

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ACIW Stock AI Analysis